Easy Loan Consultant replied: Not all credit card users will get credit card points. Every bank has a credit card program that does not give points. For example, Ping An Bank stipulates that there are no credit card points when swiping a card in the following situations: 1. Points are not calculated for low discount rate, zero discount rate and special types of merchant consumption, including but not limited to withholding services such as telephone charges and insurance premiums; Online consumption, public utilities, public hospitals, medical institutions, government agencies, schools and other special consumption; Consumption of real estate, wholesale, automobile sales and maintenance, refueling (gas) and gambling; 2. Credit card annual fee, cash advance fee, installment fee, late payment fee and other expenses and interest; 3. Cash withdrawal, repayment and billing installment of Ping An Credit Card; 4. Transfer transactions or overpayment recovery transactions through counters or ATMs of Ping An Bank or other banks; 5. Other projects designated by Ping An Bank.