The reasons for not reminding the credit card overdue can be attributed to the following points:

1. Lack of effective contact information: The bank may not update the customer's contact information in a timely manner, such as mobile phone number, email Address etc. Without being able to contact the customer, overdue reminders cannot be sent in a timely manner.

2. Risk management cost considerations: For a large group of credit card holders, reminding each overdue customer one by one requires a lot of manpower and material resources. Banks may prioritize based on overdue amounts, historical repayment records and other factors, and invest resources in customers with higher risks.

3. Legal and privacy protection restrictions: According to relevant laws and regulations, banks must comply with certain regulations when sending sensitive information to customers to ensure customer privacy and security. This may cause banks to be cautious in handling overdue reminders to avoid violating relevant laws and regulations or leaking customer personal information.

To sum up, the reasons for not reminding credit card overdue customers are mainly due to the lack of effective contact information, risk management cost considerations and legal and privacy protection restrictions. Banks need to balance multiple factors and take appropriate measures to manage overdue risks. Therefore, cardholders should establish good repayment habits when using credit cards and ensure that they understand their repayment dates and amounts in a timely manner to avoid adverse consequences of overdue payments.

Extended information:

- Banks usually send overdue reminders to customers through text messages, phone calls, emails, etc., but specific measures may vary depending on bank policies and regions.

- Being overdue has a negative impact on an individual’s credit score and credit history and may lead to difficulties when applying for a loan or credit card in the future.

- Cardholders can proactively contact the bank to confirm whether the contact information they provide is accurate and update it in a timely manner. You can also set up a reminder function to keep an eye on the repayment date in a timely manner.

- Late repayment usually results in additional penalty interest and late fees, increasing the repayment burden. If repayment is overdue for a long time, the bank may take legal measures to recover the debt.

The above are the answers to the reasons why credit card overdue reminders are not given and related information. Hope this helps.