This means that the current limit of this credit card is only 1 yuan. It is a credit card with a relatively low limit.

You can deposit money into it later and then use this card to spend.

In this way, after 3 to 6 consecutive months, the bank will increase your credit limit based on your spending power.

How high your credit limit is depends on how high your spending power has been in the past few months.

Or you can take the initiative to call the bank customer service number after 3 to 6 months and ask for an increase in the credit limit, provided that you use this credit card for normal consumption.

Or if you have a stable job, you can take your income certificate or bank deposit slip and go to another bank to directly apply for a credit card with a limit of several thousand yuan.

In terms of repayment, you can repay on time according to the repayment date on the bill. Cherish your credit, and remember to repay on time when using a credit card.

If you repay overdue, your personal credit record will be on it, which will affect your ability to get a loan in the future.