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What does Agricultural Bank of China’s general consumer loan mean?

1. What does Agricultural Bank of China’s general consumer loan mean?

Personal comprehensive consumption loans refer to RMB loans issued by the Agricultural Bank of China to borrowers for specific consumption purposes.

Agricultural Bank of China personal comprehensive consumer loan application conditions

1. Have stable economic ability to collect interest;

2. Moral character, good legal behavior and bad credit record ;

3. Jinsui Card account, and deposit the mortgage registration fees required when applying for a loan;

4. Be able to provide effective guarantees, mortgages, Pledge, guarantee, or meet the conditions of credit loan;

5. Other conditions stipulated by the Agricultural Bank of China.

2. What is the difference between Agricultural Bank of China consumer loans and credit card installments?

Clear loan is a special installment loan, and credit card installment is repaid in installments after consumption

3. What does Agricultural Bank of China’s general consumer loan mean?

Personal comprehensive consumption loans refer to RMB loans issued by the Agricultural Bank of China to borrowers for specific consumption purposes.

Agricultural Bank of China personal comprehensive consumption loan application conditions: 1. Have stable economic income and the ability to repay the principal and interest of the loan on time; 2. Have good moral character, abide by laws and regulations, and have no illegal activities or bad credit records; 3. Be in Agricultural Bank of China opens a current deposit account or Golden Harvest Card account, and deposits the mortgage registration fees, notary fees, insurance premiums and other related fees required for loan processing; 4. Be able to provide effective guarantees, mortgages, and pledges recognized by Agricultural Bank of China , guarantee, or meet the conditions of credit loan; 5. Other conditions stipulated by the Agricultural Bank of China.

4. What does Agricultural Bank of China’s general consumer loan mean?

Hello, consumer credit is issued by financial institutions to individual consumers for the purchase of durable consumer goods or payment of other expenses. of loans.

If you need credit, it is recommended to use Youqianhua. Youqianhua is a big brand of credit services belonging to Duxiaoman Financial (formerly "Baidu Finance"), which can meet your daily consumption and cash flow needs. Purely online application, no mortgage required, simple application materials, 30 seconds for approval, fastest three minutes for loan, up to 300,000.

This question is provided by Youqianhua. I hope it will be helpful to you.