There are several reasons why a refund may be made to a credit card but you haven’t seen the money yet:

The first is if you use a credit card to pay, the refund will be refunded after the return. It is the refund method you choose based on the attribute classification of the bank card you used when paying. In this case, after the credit card payment is refunded, it will be returned the same way. Normally, the refund time is 3-7 days. After the refund, you can call the credit card issuer to inquire.

The second reason is that the credit card refund is credited after the bill date, so the refund will be included in the next bill, so it cannot be deducted from the current period's debt.

Generally, credit card refunds are very slow. It depends on the bank. It only takes 15 days at most. In fact, it will arrive in almost a week. If you don’t understand, you can ask me or ask for targeted help. If you are satisfied, please accept it.