China Bank Taobao Campus Card is a joint bank card product for college students jointly launched by Bank of China Co., Ltd., Taobao and Alipay under Alibaba Group. It has the core functions and services of China Bank's bank card, including global UnionPay online merchant consumption, ATM deposit and withdrawal and transfer inquiry, online banking service, optional secret consumption, transaction SMS notification, loss reporting with zero risk, large transaction confirmation and preferential merchants. Do not have overdraft function.