Although ICBC is the largest bank in the world, its risk control efforts are not very strong. Generally speaking, as long as it is not too excessive, it will basically not block the bank. However, in this wave of card blocking and credit reduction, many cardholders’ ICBC credit cards were not spared from being blocked. Many careful cardholders have discovered that there are some precursors to the blocking of ICBC credit cards. Let’s take a look.

A warning sign of ICBC credit card blocking? Generally, credit cards blocked by ICBC are under ICBC's risk control, so if you want to know whether the card will be blocked, you can judge from some clues. 1. Receive risky text messages after making large purchases: For example, if you often swipe large amounts of credit cards at the same POS machine or the same type of merchant, you will easily receive risky text messages from the bank, reminding you of transaction risks, etc. This means that your credit card has been used. If the risk is under control, the card will be closed. Therefore, you must be more vigilant when receiving such text messages. If possible, divide the consumption amount into installments and contribute to the bank. This may delay the time when the card is blocked. In the future, you must take good care of the card and avoid using the card illegally again. Behavior, etc. It will be safe once the risk control is lifted. 2. The card has been used for 3 months without a temporary limit. This situation is also a sign of risk control and can also be seen as a precursor to card closure. Under normal circumstances, if ICBC issues three bills, a temporary limit will be issued if the card is used well. And if the time for using the card is up but there is no limit, it means that the credit card is under bank risk control. If you don’t want to get your card blocked, you have to develop good card usage habits, spend more with your card, repay on time, and diversify the merchants where you use your card. Use your card during regular business hours, don’t make large transactions, and make multiple transactions with small amounts. Occasionally making a few large transactions, etc., swiping the card like this will help relieve risk control. The above is the relevant introduction to "Precursors of ICBC Credit Card Blocking". I hope it will be helpful to everyone. In addition, if there is a transaction limit when swiping the POS machine, the e-loan limit cannot be issued, etc., it is also a risk control of the credit card. These can be seen as precursors to the blocking of the credit card.