Credit cards can be used conveniently without saving money. Many people have applied for credit cards. A friend holds Huaxia Bank's credit card, but when he looks at the statement, he finds that the annual fee of 680 yuan has been deducted. How much is the annual credit card fee of Huaxia Bank, 680 yuan? How can I get rid of it?

How much is the annual credit card fee of Huaxia Bank, 680 yuan?

Huaxia Bank needs to charge a certain annual fee to provide credit card services. According to the publication of Huaxia Bank's product and service sales price list, 680 yuan's credit cards charged by Huaxia Bank are generally platinum cards or Zunshang Platinum cards, but both of them can enjoy annual fee concessions. Platinum card is free of annual fee in the first year, and the annual fee for the next year is free if the accumulated transaction reaches 20,000 points each year. Less than 20,000 points can be exchanged for the annual fee within 3 months after the annual fee is generated; Zunshang Platinum Card is free of annual fee in the first year, and can be exchanged for 50,000 points within 3 months after the annual fee is generated.

(Image from Huaxia Bank official website)

Therefore, if Huaxia Bank charges an annual credit card fee of 680 yuan/year, if it is a platinum card, 20,000 points can be exchanged for the annual fee within 3 months after the annual fee is generated; Take Zunshang Platinum Card as an example. Within three months after the annual fee is generated, 50,000 points can be exchanged for the annual fee. Call Huaxia Bank's 24-hour customer service hotline at 400-66-95577 to apply for exchange through manual service.