1, Ping An Bank Owner Card: This credit card is a good choice for the owner. Cardholders can enjoy discounts when filling up their cars, and compared with other bank credit cards, the amount of this card is relatively higher.
2. China Merchants Bank young Card: young Card is a credit card with relatively low threshold for China Merchants Bank, which is more suitable for young people who have just entered the society. Generally, as long as the user has good credit and stable income, it can be handled. The card supports 65,438+000% withdrawal credit line, and you can try to apply for credit line after 3-6 months.
3. Communications Wal-Mart Credit Card: Communications Wal-Mart Credit Card is a joint card issued by Bank of Communications and Wal-Mart. Cardholders can enjoy many preferential activities of Wal-Mart, which is more suitable for home users.
4. Pufa Youth Campus Card. Pufa Youth Campus Card, like China Merchants Bank Youth Card, is a credit card product specially designed for young people, with low application threshold and exclusive "dream money".
5. Guangfa Shang Zhen Platinum Card. This card belongs to the platinum card, and its level is relatively high. However, compared with other banks' platinum cards, the threshold of Guangfa Shang Zhen Platinum Card is much lower. This card is more suitable for users who travel frequently, and for friends who travel frequently.
The above credit cards are for your reference. Different credit cards have different characteristics. I suggest you choose the card that suits you according to your actual needs.
In fact, raising a credit card means that users use reasonable skills to improve their quota and comprehensive score. Here are some tips for raising cards:
1, spending a lot on credit cards, preferably a small number of transactions, can show that you have the habit of using credit cards. It is best not to spend a large amount, such as 5,000 yuan, which will make the bank suspect that you are suspected of cashing out.
2. Appropriate staging. Users can apply for credit card installment appropriately. In general, banks prefer installment users because they can make money. As long as users have sufficient repayment ability and always maintain a good repayment record, banks are willing to increase the quota for such users.
3. Control consumption when swiping the card. Although you need to swipe more credit cards, don't use up your credit limit every month. It is suggested that your consumption should not exceed 80% of the credit limit. If you use up your credit line every month, the bank will think you are short of money. For risk reasons, the bank will not only increase your credit limit, but also reduce it.
This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.