for domestic ATM withdrawals, the daily cumulative amount of ATM withdrawals marked with "UnionPay" shall not exceed the equivalent of RMB 5,. If you use the credit line to overdraw cash, you will not enjoy the interest-free repayment period, and the accumulated amount will not exceed 2 yuan per day.
according to the regulations, the cumulative cash withdrawal from overseas ATMs or bank outlets shall not exceed the equivalent of $1, in the same day, $5, in one month and $1, in six months.
a Credit Card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer.
a credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the specified limit.
Cash withdrawal by credit card is different from cash withdrawal by credit card. Cash withdrawal by credit card is one of the inherent functions of credit card. Cardholders can use credit card to withdraw cash from banks. Cash withdrawal by credit card mainly includes overdraft cash withdrawal and overpayment cash withdrawal. Overdraft cash withdrawal requires payment of interest, and interest is calculated from the day you withdraw cash, while overpayment cash withdrawal requires no interest, only part of the handling fee, depending on the regulations of banks.
Credit card cash withdrawal mainly includes two ways: overdraft cash withdrawal and overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by the bank to help cardholders flexibly allocate funds when they are in urgent need.
cash withdrawal of overpayment refers to the overpayment made by the credit card customer or the funds deposited in the credit card account, and a certain amount of formalities fee is required to take out the overpayment. This sum can increase the available credit limit of the cardholder's credit card, or be directly used for consumer repayment. If there is overpayment in the credit card, the overpayment will be deducted first, and then the credit line will be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.
With regard to the method of withdrawing cash by credit card, the cardholder only needs to log in to the bank's credit card online banking, select the cash advance function, and then follow the prompts, and the cash advance from the credit card can be directly credited to the personal debit card account, which is relatively simple to operate. Cash advance by telephone is to call the customer service hotline of bank credit card, and according to the voice prompt, advance cash will be credited to personal debit card account.