1, after the application is not activated, it is equivalent to logout. Sequela is a possible bad record after the later period. Affect your re-application; After receiving the card, call the bank according to the customer service phone number on the card, directly select the manual service according to the voice prompt, and put forward the reason for returning the card. If it is really unnecessary, tell the bank that there is no other reason for returning the card, because it is the right of the card user. In addition, some cards need to be opened for consumption before they can be returned. Listen to the explanation of the manual staff whether there is such a requirement, otherwise it can be returned directly. I need to make a phone call.

2. If you cancel the contract by phone, you must be tough, because the service personnel in the credit card service center are very powerful, and they often offer a good attractive condition for you to give up the decision to cancel the contract.