Relatively high. You can submit more property certificates at the bank counter, such as real estate information, vehicle information, provident fund, etc. In fact,
In addition to handling credit cards at the bank counter, you can also handle them online or through bank salesmen.
To apply for a credit card, applicants need to be over 18 years old, generally under 60 years old, and individual banks will relax to 65 years old. If 18 weeks,
/kloc-People under the age of 0/8 need the consent of the guardian to apply for a credit card. And the cardholder holds a valid identity document. Handle credit
When applying for a card, the applicant also needs to have good credit information. If the credit is not good, the bank will refuse to issue the card.
It usually takes 20 working days to get the card after submitting the application, but it will be faster to get the card through the Internet, but it will be easy to get it.
The credit card amount applied through the Internet is relatively low. If you wait for a long time when applying, you can call the bank credit card service hotline.
Online check card processing progress. Generally, it will take a long time to apply for a card in remote areas.
After you get the credit card, you can use it directly after activation, but you should know some basic information about this credit card after activation. Like a letter.
The credit card bill date is the summary of the last consumption cycle. Credit cards must be repaid on the repayment date, but on this day,
You can pay in installments or with a minimum repayment amount. You should also know the annual fee for credit cards. You know, you can get rid of the annual fee by swiping the card a few times. another
The key point is to withdraw the handling fee. Knowing this, you can use your credit card.
If the applied credit card limit is relatively low, you can swipe your card more after activation, and the monthly consumption limit will retain 70% of the credit limit.
You can increase the quota online. It usually takes more than 6 months for a new card to increase the permanent limit, and it usually takes 3 months for a new card.
Increase the temporary quota.
What you need to bring is:
1. Original ID card
2. If you have a social insurance card, you can also provide the relevant card number.
3. Work permit
If you have another bank card, you can report your current credit to the staff.