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Hello, I am an employee of a public institution with a monthly salary of nearly 4,000 yuan. Can I apply for a credit card? What is the general limit?
To sum up, if there is no problem with the credit record, then there is no problem with the card. The specific card amount ranges from 2000 to 65438+10,000, which can only be known after comprehensive evaluation.

Credit card processing mainly depends on income certificate and property certificate, not the use time of savings card.

Bank credit card application conditions:

① Age requirements: local residents should be 18-65 years old, and foreigners should be 25-65 years old;

2 job requirements: have a stable work unit, income and fixed residence;

③ Credit requirements: no bad credit record. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.

Bank credit card application materials:

(1) identification information:

Copy of resident identity card or military officer's card; If you are Hong Kong and Macao compatriots, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

② Proof of work and income:

Salary certificate or business card and photo badge.

Proof materials that can prove that you have good economic strength: copy of real estate license and copy of automobile driving license; Copy of bank loan account (good credit, overdue for no more than 60 days) or deposit certificate.