What are the advantages and disadvantages of CITIC Platinum Credit Card?
The CITIC Bank Platinum Card has always been very popular among users, because this small platinum card is better than other platinum cards of the same level, and the interest-free period is also quite long, up to 50 days. It also has shortcomings. Although it is a good approved card, there are some conditions that are difficult to apply for. Applicants must have a card with a credit limit of more than 10,000 yuan and a monthly income after tax of more than 5,000 yuan. These are the requirements for applying for a card. The premise is that users who do not meet this requirement are also the coolest and coolest. So let’s introduce the annual fee, credit limit and special offers of this card.
The annual fee for China CITIC Bank Platinum Credit Card is RMB 480 in the first year. From the statement date, credit card consumption includes 12 cash withdrawals, and the annual fee is waived. The cycle time is calculated from the date the card is issued. In terms of credit limit, the credit limit of a CITIC Bank Platinum Card is not less than 3,000 yuan and can reach a maximum of 100,000 yuan. The credit limit depends primarily on the applicant's qualifications. If the applicant has good conditions, the credit limit for the first batch will not be too low.
CITIC Bank Platinum Card cardholders can calculate double points through online transactions, up to a maximum of 10,000 yuan. CITIC Bank Platinum Card holders can use their I Platinum Card to purchase IMAX2D/IMAX3D movie tickets at Wanda Cinema (Shenzhen Baoan Store) at half price. The restricted area is only in Shenzhen. Each user can redeem up to 6 half-price tickets throughout the year. The deadline is December 31, 2018. Cardholders can enjoy insurance claims if they take flights before the end of next month, starting from a monthly deposit of 3,000 yuan. If the flight is delayed by two hours, the maximum price of the ticket will be 1,000 yuan. 100 million yuan of aviation accident insurance, cardholders can pay the air ticket in full or pay 80 or more travel expenses, and get a large amount of accident insurance for free. The insurance amount of my Platinum Card can be up to RMB 5 million, and the accompanying spouse and children can enjoy the service.
The advantage of CITIC Credit Card is its proficient business and considerate service. 24-hour service, the high-end platinum card has the special service of "unlimited secretaries" to meet personalized needs. There are a wide variety of activities, including food, half-price discounts, 9 yuan movie viewing and other brand activities, held throughout the year. There are many types of credit cards. With a series of themes such as e-shopping, business travel, women, and youth, there is always one that suits you. Auditing and email are faster. It took less than a week from processing to receiving the card, which was very efficient. Get a card with low threshold. Now, of course, banks are expanding their credit card business. Almost all banks offer several types of credit cards. China CITIC Bank is no exception. Judging from the official website, there are many. The threshold for some credit cards is not high. It is easy to apply for QQ Caibei co-branded card, but the restrictions are not necessarily high. The disadvantage of CITIC Credit Card is that there are many activities, such as food, half-price discounts, 9 yuan movie viewing and other brand activities, which are held throughout the year and have few outlets. Installment fees are high, but discounts are sometimes available. SMS reminders are also charged.
Which one is better, CITIC Bank Platinum Credit Card or Zhiyin Zhiyin Credit Card?
Both are good, each has its own benefits
CITIC Bank’s “Air China Zhiyin” membership card collection The Air ChinaMiles membership card and CITIC Credit Card are integrated into one, and the benefits you can enjoy include 24-hour aviation accident insurance and more. You can get high-value aviation injury insurance for free by using the "Air China Zhiyin" CITIC credit card to pay for air tickets or pay a tour group fee of more than 80 RMB. Platinum and titanium cards have insurance coverage up to RMB 15 million. The insurance amount for the gold card is up to RMB 3 million, and the insurance amount for the regular card is up to RMB 500,000. The accompanying spouse and children are protected. 24-hour free accidental admission medical insurance provides emergency assistance covering 270 network hospitals in 31 provinces and cities across the country. If an accident occurs accidentally, you can enjoy accidental admission medical insurance when you stay at a network hospital. The insurance amount is up to 10,000 yuan for platinum cards/titanium cards; up to 5,000 yuan for gold cards/regular cards. CITIC Bank i Platinum Credit Card can be said to be CITIC Bank’s most popular platinum credit card. This is because its benefits and annual fee policy are very, very good.
Benefits:
1. Not only can you enjoy points for online transactions, but you can also enjoy twice the points. Detailed maximum monthly income and expenditure is 10,000 cents. You can also enjoy 4 times the points during your birthday month.
2. Transportation can enjoy huge protection. If the cardholder pays a full air ticket or a vacation tour fee of not less than 80 RMB with the card, they can get 5 million yuan of accident insurance completely free of charge
Is the CITIC Bank i Platinum Credit Card good? How about it?
As one of the magic cards, CITIC iBai has always been highly praised by many card friends. For many novices who want to apply for a credit card, they may not know much about the rights and benefits of this card. Today, it is in the form of a table Introduce the specific charges, discounts, etc.
Comments: This card is also one of the little magic cards recommended by major forums. It earns double points both online and offline, and comes with many practical benefits for free, especially the 2-hour flight delay insurance. And it is easy to get 2 or even 4 points of Dragon Card privileges. I highly recommend CITIC’s 9 points, including 9 yuan for movie watching, 9 share redemption, etc. You can get up to 3 9 share redemptions, 2 9 yuan movies, and 2 wonderful 365 points in a month, which is much more powerful than other banks. The thing I redeem the most is a large cup of Starbucks, which costs RMB 32 per cup. It’s quite satisfying to redeem a cup while watching a movie.
That’s it for the introduction of CITIC Bank i Platinum Credit Card.