How about China CITIC Bank's account manager?

CITIC Bank is a large joint-stock bank. The account manager has a decent position, a superior working environment and a promising future.

CITIC Bank Why do the relationship managers of China CITIC Bank change so frequently?

The reason why the relationship managers of China CITIC Bank change so frequently is because of the great pressure. Bank relationship managers are different from social enterprises. The job responsibilities of CITIC Bank's credit card account manager. As long as CITIC launches financial products, the account manager must do business. Credit cards and related consumer finance credit products require a certain amount of business.

I went for an interview. How about the position of Credit Card Account Manager at China CITIC Bank?

It depends on the situation. In third- and fourth-tier cities, there is still a lot of room for growth in credit card issuance. The account manager of a credit card center is okay. However, in big cities, credit card issuance is close to saturation, so this position is not good. Did it.

The account manager of the credit card center, to put it bluntly, is the salesperson, responsible for pushing away Karaxin and others. This position was still very good in the first two years, and the popularity of credit cards was not high. However, recently, it will be very difficult in 2021. Those who can apply for a card have already done so, and those who cannot apply for a card still cannot get it due to credit problems. In addition, risk management and control have improved, and the review of card withdrawal has become more stringent, so this position may not be as easy to do as you think.

Next, I will give you a detailed analysis of the advantages and disadvantages of this industry. Let’s talk about the disadvantages first:

1. Hard work and pressure; (As a salesperson, there is nothing without performance.)

2. There is no promotion prospect; (It takes a long time and outstanding performance to go from salesman to supervisor. There are many salesmen in the unit who have experienced five to ten years before they can be promoted to supervisor. It takes at least two years, and the performance must be outstanding every month.)

3. There is no establishment. (This job is an outsourcing company of a bank, which means that you are only a temporary contract worker, not a formal employee. It is extremely difficult to obtain a formal establishment of a bank in this industry.)

Of course, no matter which No industry can only have shortcomings and not advantages, so let me analyze the advantages of this industry with you:

1. Free working hours; (you can go out after punching in in the morning and having a meeting, come in at night It doesn’t matter if you don’t work in the company, the time autonomy is very high)

2. The salary is high; (If you complete the performance every month, it will be between 6,000 and 8,000. Don’t believe the credit card account manager recruitment information mentioned in the recruitment information. There may be situations like 1w, 2w, and 3w, which are basically impossible to get)

3. It is very training. (As long as you are willing to learn, you can develop strong communication skills in a short period of time.)

How about the account manager of China CITIC Bank Credit Card Center?

The account manager should be good, because The quality requirements for account managers are relatively strict, as follows:

(1) Moral quality. You should have a strong sense of responsibility and professionalism, and strictly guard the confidentiality of the bank and customers.

(2) Marketing skills. Able to comprehensively apply market segmentation, market positioning, marketing methods, etc.

(3) Comprehensive knowledge. Have a deep understanding of finance, marketing, law and other knowledge, and be familiar with all aspects of banking business.

(4)Analytical ability. Able to understand all aspects of his or her work scope, conduct comprehensive analysis of clients, and have strong foresight of client risks.

(5) Planning ability. The work goals are clear and practical, the plans are feasible, the budget arrangements are accurate and effective, and the work schedule is orderly.

(6) Coordination ability. Good at expressing one's own views and opinions, maintaining good working relationship with bank management and business layers, and having strong teamwork spirit.

In addition, the account manager’s job responsibilities and work content are as follows:

(1) Visit. Conduct productive visits and observations with clients.

(2) Segment customers. Establish target markets and potential customers.

(3)Risk management. Effectively monitor and control customer risks.

(4) Customer relationship management.

Maintain contact with clients and mobilize client resources.

(5)Customer analysis and evaluation. Analyze and evaluate customers in all aspects.

(6) Communication. Utilize effective communication tools and communication strategies to maintain relationships with customers.

(7) Negotiation. Conduct business negotiations with clients.

(8)Business transaction: guide customers to complete business transactions.

How about the credit card account manager of China CITIC Bank!! No monthly task indicators? Thank you!!

I am an account manager from CITIC Bank, the salary is average, basic salary plus commission, very tiring It is very hard and stressful to open a card. If you want to work in sales in the future, you can give it a try, otherwise it is best not to do it. The salary is over 10,000, but they are all experienced salesmen and have certain resources. If you just start, you can open up to 2,000. It’s about RMB 300, with a meal subsidy of RMB 300, and that’s it. You can become a regular employee after 6 months and go to customers to apply for credit cards almost every day.

What are the levels of account managers of China CITIC Bank Chengdu Credit Card Center?

The president of the head office is at the first level, the vice president is at the second level, the department general manager is at the third level, and the deputy general manager is at the fourth level. The answers are for reference only. Investment involves risks, please make decisions with caution.

That’s it for the introduction of the credit card account manager of China CITIC Bank.