After the credit card expires, online banking does not need to be reactivated after changing to a new card. The credit card number remains unchanged, and you only need to activate the new card.

Credit cards can be activated in the following three ways:

First, set up a password at the branch financial management counter, which requires your ID card and credit card;

< p>Second, open a card through online banking. If you have an online banking shield, you can also set a password for transaction cash withdrawal;

Third, open a card by phone voice self-service. Of course, you will need to enter some personal information before activation. To ensure that it is the cardholder himself, if the information entered is incorrect, it will be transferred to manual card opening.

When a credit card expires and is replaced, the cardholder still needs to activate the new card, otherwise the new card cannot be used. The old card can still be used after the credit card expires and is successfully renewed. The old card will become invalid after the credit card expires or the new card is activated.

Credit card activation methods:

1. Telephone activation

Cardholders can call the bank’s credit card customer service hotline and activate the credit card according to the voice prompts.

2. Official website activation

Generally, each bank's official website has a credit card activation channel. Cardholders can log in to the official website of the issuing bank to activate their credit card.

3. Online banking activation: If you have activated the bank's online banking, you can log in to the online banking to activate your credit card.

In addition to the above methods, cardholders can also try to activate credit cards through SMS, WeChat, mobile APP and other channels.

It should be noted that after the credit card expires and the card is replaced, the old card does not need to be discarded casually. It must be cut up, otherwise the credit card number, expiration date, verification code and other information will be exposed to the bank. The new card needs to be activated before it can be used. The activation method is as follows:

1. Activate bank credit card via customer service phone number. You can activate your card by calling the 24-hour customer service hotline shown on the back of the bank credit card. For specific operation procedures, please follow the voice prompts.

2. Activate bank credit card online

You can activate bank credit card by logging into the homepage of the bank's credit card center and logging into the bank's credit card online banking.

1. If you do not choose to use the password to confirm the transaction when filling out the credit card application form, you can make purchases by swiping the card after activation.

2. If you choose to use the password to confirm the transaction function, you must set the transaction password in online banking or telephone banking before you can use this password to make card purchases.