My sister used her younger brother’s credit card to pay for a car, but the solution was to pay for it overdue.

1. Make minimum repayments: Credit cards can make minimum repayments. As long as the cardholder returns the minimum repayment amount required by the bank on the repayment date, it will be regarded as normal repayment. payment.

2. Installment repayment: If the user cannot pay off the loan in one lump sum on the repayment date, then they can choose to repay in installments. Generally, credit cards can be used for up to 24 installments, so users can reasonably relieve their financial pressure.

3. Apply for a deferment of repayment: If the user cannot pay off the credit card on the day of repayment, but will be able to turn over his own funds soon, he can directly contact the bank customer service and apply for a short-term extension of credit card repayment.

4. First find family members for turnover: If the user's funds are really difficult to turn over, then you can first find relatives and friends for turnover, and first resolve the debt owed to the bank to avoid the risk of overdue credit card repayments.