If you only have an ID card and need to apply for a credit card urgently, Xiao Bian suggests that you apply for a credit card in the following ways (taking Bank of Communications as an example):

Method 1: You don't need proof of financial resources for online application

1. Log on to the official website of Bank of Communications Credit Card and choose your current card holding status according to your real situation;

2. Fill in the name, certificate type and ID number;

3. Fill in the phone number, verification code, email address and other information, and then click OK.

Method 2: "Card by Card"

Xiaobian calls the customer service of Bank of Communications for credit card consultation, and Bank of Communications currently supports the business of "Card by Card". In other words, as long as you have applied for a credit card before and have been using it normally, you can apply for a Bank of Communications credit card even if you have no job or social security.

"Card" only needs to provide your identification and your credit card, and other supporting materials can be provided if you want to increase the credit limit. Xiao Bian learned that the Bank of Communications "card-by-card" business has no time requirement for the credit card you used before, even if you just used the credit card for one month.

Method 3: The simplest way to apply for a supplementary card

There is also the simplest and quickest way to apply for a supplementary card of Bank of Communications, but only if your parents or friends have a master card of Bank of Communications credit card. To apply for supplementary card, you are advised to go directly to the bank counter. You need to provide the credit card and ID card of the main cardholder of Bank of Communications, and your ID card is enough.