CCB Ningbo Hot Purchase IC Credit Card Platinum Card, the approval amount will generally not exceed 2,. Looking at the forum, many netizens said that there is a limit of about 3,, but when approving, the bank will consider the landlord's work nature (private, state-owned, high-risk industries, such as KTV, etc.), income, social security, provident fund, individual tax, credit (whether it is overdue, whether it holds multiple bank credit cards at the same time, Debt ratio, etc.), education background, personal assets (real estate, car production, CCB term, etc.), so there is no way to know the initial credit limit of the card in advance before the approval results come out.