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Can't the credit card be paid once a year? Do you want interest?
Credit cards can't be paid once a year. Credit cards only owe money when they are used. Generally, there is an interest-free period of 20 to 50 days, which can be repaid in installments or the minimum monthly payment.

Credit card repayment method:

1, repayment at bank outlets.

Bank branch repayment is the most traditional repayment method of credit card, which is gradually ignored with the development of information age. However, the repayment of bank outlets is not limited to the repayment of business halls. Now many banks have set up credit card repayment function on ATM machines, which is relatively convenient to use.

2. Binding debit card for automatic repayment.

Binding a debit card and automatically withdrawing the repayment amount from the debit card on the repayment date is a popular repayment method at present. Automatic repayment methods are divided into full repayment and minimum repayment, and cardholders can choose according to their own needs.

3. Mobile banking repayment.

Mobile finance has become a very popular word. With the improvement of mobile banking functions, mobile payment has become a favorite payment method for many consumers. Credit card holders can also log in to mobile banking for credit card repayment on the repayment date, and during the promotion period of mobile banking, most mobile banking transfers are free of charge.

4. Online banking repayment.

Online banking is believed to be familiar to young people. For online banking transfer, the cardholder only needs to log in to the computer, open the webpage and enter the card number and password to complete the credit card repayment. Peer transfer in the same city is free, but for inter-bank transfer or peer transfer in different places, a handling fee ranging from 2‰ or 10.5 yuan for a single transaction in 2.5 yuan and 5.5 yuan is charged according to the transfer amount.

5. Repayment by the third-party payment platform.

Third-party payment platforms such as Alipay, Kuaiqian and Tenpay have a very high usage rate among consumers. Cardholders will enjoy free or charged repayment service, depending on the method or bank they choose.