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Is there a charge if the credit card is not activated?
First, most credit cards don't need any fees if they don't open cards.

Secondly, in a few cases, the cardholder may send the card by express delivery or handle personalized cards, which may result in business card printing cost or express delivery fee. Even if the card is opened or not, the cardholder needs to repay.

Third, some high-end cards, such as CCB Auto Card, CCB UnionPay Love Card and Xingye Platinum Card. If it is not opened, there will be an annual fee, and cardholders should always pay attention to the bill.