Specifically, overdue credit cards may have the following effects on work:
1. Impact on career development: When looking for a job, many enterprises will conduct credit background checks on candidates, and overdue records will lower personal credit scores, which may affect hiring decision.
2. Restrict promotion opportunities: If promotion within the company requires a credit background check, overdue records may become one of the factors to be considered, which may further affect the promotion opportunities.
For children's schooling, the overdue credit card may have the following effects:
1. Impact on education expenditure: If the debt is increased due to overdue, the family's income and expenditure ability may be affected to a certain extent, resulting in the inability to pay children's education expenses such as tuition fees and books in time.
2. Affect children's mental health: If the family is in financial difficulties due to overdue problems, it may cause anxiety and stress to the children, which will have a negative impact on their study and development.
to sum up, overdue credit cards may have a negative impact on work and children's schooling. Overdue records may affect personal credit scores, thus affecting job interviews, job promotion and loan applications. At the same time, overdue repayment will increase the economic burden and have an impact on the family's ability to make ends meet, which may further affect children's educational expenses and mental health.
Extended information:
Overdue credit cards will have a negative impact on personal credit records. Once overdue, the bank will report the overdue situation to the personal credit reporting agency, and relevant information will be included in the personal credit report. This will affect the individual's credit score, and a low credit score may make it difficult for individuals to apply for loans and credit cards. In addition, overdue will also lead to problems such as interest accumulation and late payment fees, which will increase the repayment pressure and bring economic burden to individuals and families.
when answering this question, we assume that the overdue period does not involve legal issues, but only personal credit records and economic pressure. At the same time, the time and amount of overdue credit cards are not mentioned, so the influence in the answer is only based on the general situation and common influence.
The above is the answer to the influence of overdue credit cards on work and children's schooling.