China Construction Bank, as one of the four state-owned banks, used to require higher qualifications for handling credit cards. The introduced card rights are not as attractive as other banks. However, in recent years, CCB has also begun to keep up with other banks, and the credit cards launched have gradually been accepted. For example, how about this joy credit card for people before the age of 35? Let's see what rights it has.

Card introduction

Joy credit card products include UnionPay, MasterCard and visa, among which UnionPay has two grades of standard platinum card and gold card (student version), while MasterCard and VISA only issue platinum cards.

Introduction of basic rights and interests

1, chip trading is safe and convenient.

2. The best repayment plan, Longka JOY Card introduced the minimum repayment ratio of 5% for the first time.

3. Hot purchase is colorful and distinctive. UnionPay cardholders can enjoy the discounts of thousands of merchants in China, such as clothing, food, entertainment, transportation and shopping, with the hot purchase logo on the back of the card.

4, comprehensive travel protection, standard platinum card can enjoy 5 million yuan aviation accident insurance, gold card can enjoy 6.5438+0 million yuan aviation accident insurance; If the cardholder steals the card abroad 48 hours before reporting the loss, the standard platinum card can enjoy the guarantee service of 20,000 yuan and the gold card can enjoy the guarantee service of 1000 yuan.

5. Longka can enjoy instant messaging service by using 3 yuan every month, and can enjoy compensation protection of up to 50,000 yuan for stolen transactions at home and abroad.

6. Wonderful platinum rights.

Equity of UnionPay Standard Platinum Card

Domestic airport 1 yuan parking:

Longka Happy Credit Card UnionPay Card Standard Platinum Card holders can enjoy two-hour 0 yuan 10 parking service and three-time 1 yuan parking service at Beijing, Guangzhou and Shenzhen airports.

Latest market activities

Activity time: from now until March 3 1, 20 19.

Target group: New customers of Longka Credit Card (Chinese mainland residents who apply for the main card of Longka Credit Card for the first time, excluding customers who only apply for supplementary cards), with a monthly limit of 30,000.

Activity content: Apply for Longka Credit Card online, and enjoy 128 yuan Cash Back Award as the first brush.

Summary: That's all about joy Credit Card of China Construction Bank. As for whether it is good or not, everyone has his own criteria. Little friends can consider their own situation.