Hello, you can try to apply for installment before the temporary credit line expires. Whether the application is successful or not is subject to the comprehensive evaluation results of our credit card center, which will reserve the right of approval.

At present, the bank provides seven kinds of bill installments, namely, 2 installments, 3 installments, 6 installments, 10 installment, 12 installment, 18 installment and 24 installment, and the corresponding handling fees for each installment are 1.0%, 0.9%, 0.75% and 0, respectively. Handling fee per installment = total installment principal × handling fee rate per installment corresponding to the number of installments. After the bill installment business application is successful, the handling fee will be credited to the RMB account of the credit card in installments. For installment payment of US dollar bills, the handling fee is calculated according to the total amount of RMB installment principal converted at the specified exchange rate. Once the bill installment fee is collected, it will not be refunded.

(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)