If yes, the landlord can use the credit card at the home improvement merchant designated by CCB to handle the installment. As far as I know, CCB needs to charge a certain installment fee for the 36th installment, and the specific rate is subject to the landlord's notice of using the merchant. Of course, there will be a clear list in the purchase order after the landlord swipes the card. Please pay attention to this.

For example, suppose the merchant's 36-period installment fee rate is 12%, and the total installment amount is 65438+ 10,000.

Installment principal = 100000/36=2777.78.

One-time installment fee =10000 *12% =12000 yuan.

The down payment amount = down payment principal+one-time installment fee = 2777.78+12000 =14777.78 yuan.

The installment amount of the landlord and other credit card transactions are settled in the same bill, and the installment part is recorded on the billing date. The landlord only needs to repay before the due repayment date according to the "all payable amount of this bill" shown in the bill.