With the development of economy, some businesses sometimes engage in the policy of buying cars with zero down payment, so should we believe this zero down payment car purchase? Let's take a look at a zero down payment car purchase experience of farmers in Hangzhou. Lao Li (a pseudonym) is a farmer in the suburbs of Hangzhou. He has some spare money in his hand and has been thinking about improving his life. Looking at some friends around me driving in luxury cars, Lao Li also had a career in mind-buying a luxury car is not affordable, but after all, millions of dollars are thrown out at once, and it is troublesome to use money at home; But if you buy an ordinary car, it seems that you can't face it. "Buy a car with zero yuan?" It was also a mistake. When I was walking, Lao Li saw an advertisement on the wall, "Buy a car with zero yuan?" I really want what I want, and I am worried about how to save face and lining. The words "zero yuan to buy a car" are really tempting. Lao Li didn't think much. He dialed the telephone number on the advertisement. There was a male voice on the opposite side of the telephone. When the other party learned that Lao Li had the intention to cooperate, he boldly promised that "the down payment will be given to me, and you will listen to my arrangement for the rest!" After the call that day, the two talked again. The man who claimed to be Xiao Gao told Lao Li that he could help him pay the down payment, but the money had to be paid back. How to return it? Xiao Gao said that he has a friend from the bank who is engaged in credit card business. He can help Lao Li to handle a credit card with a quota of several hundred thousand. When the credit card is done, Lao Li will swipe the credit card and return the money to himself, with a handling fee in the middle. In this way, Lao Li not only bought a luxury car without spending too much money, but also got a high credit card that he could not do under normal circumstances, killing two birds with one stone. At the same time, "enthusiastic" Xiao Gao also helped Lao Li contact a car guarantee company to make a mortgage. Superior conditions and one-stop service, Lao Li felt that he had no reason not to trust each other. Xiao Gao took out a contract, and Lao Li simply glanced at it and signed it. On the day of buying a car, Lao Li and Xiao Gao met in the car shop. Lao Li took a fancy to a Cayenne with a total price of more than 1 million. After signing the contract, Xiao Gao immediately helped Lao Li pay 3 thousand down payment. Lao Li looked at his car and his eyes narrowed with excitement, but he didn't intend to drive away. "Lao Li, put the car in my place first, and when the credit card is done, I will return the car to you when you pay me back!" Gao said politely to Lao Li. Lao Li nodded-this is stipulated in the contract, because it takes time for the credit card agent to pay back the money, and the vehicle is placed in a small height before Lao Li pays back the money. Xiao Gao drove the car away, and Lao Li reluctantly watched the car leave. He didn't expect that this was the first time and the last time he saw the car. In the next few days, Lao Li eagerly looked forward to receiving a credit card to exchange his car, but what he was waiting for was a short message on his mobile phone, "The credit card you handled at XX Bank has been overdrawn by XX million." Lao Li was shocked and quickly contacted Xiao Gao, but Xiao Gao never answered the phone again. On the same day, Lao Li was accompanied to the police station to report the case, and there was the unlucky car guarantee company. The employees of the company said that in addition to Lao Li, there were two Taizhou people who made guarantees in the company and were cheated by similar tricks, a BMW X5 and a Porsche PARAMERA. The guarantee company installed GPS in the car. After being cheated, they found that the car appeared somewhere in Henan. The police have launched an investigation into the case. At the same time, the police reminded that buying a car with zero yuan, down payment on behalf of others, handling credit cards, etc. are all fraudsters' usual tricks. Don't be fooled. Mortgage car purchase also needs to go through formal channels such as banks and guarantee companies. I would like to remind you that car buyers must be vigilant when preparing to buy a car, take formal channels, and can't believe the pie falling from the sky, in case they are fooled and cause disputes.