Credit card installment payment refers to the process that the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum when the cardholder uses the credit card to make a large amount of consumption, and then the cardholder repays the money to the bank in installments. According to the cardholder's application, the bank deducts the consumption funds by stages through the cardholder's credit card account, and the cardholder repays according to the monthly amount. Different banks charge different fees for credit card installment payment.

1. ICBC credit card installment fee: 3 installments are free, 6 installments 1.8%, 9 installments 2.7%, 12 installments 3.6%, 18 installments 5.85%, and 24 installments 15.6%. (One-time charge)

2. installment fee of ABC's credit card: 0.6% per month (charged monthly)

3. China Bank's credit card installment fee: 65438+3 installment 0.95%, 6 installment 3.6%, 9 installment 5.4%, 12 installment 7.5%, 24 installment/1.7% (one-time charge).

4. Installment fee of CCB credit card: 0.7% for the third installment and 0.6% for the sixth installment, 12 installment (charged monthly).

5. Credit card installment fee of CITIC Bank: 12 installment 2.5% (charged monthly).

6. Installment fee for Pudong Development Credit Card: 0.72% for the third installment, 0.7% for the sixth installment and 0.66% for the 12 installment (charged monthly).

7. The installment fee of China Merchants Bank's credit card: 2.6% for the third installment, 4.2% for the sixth installment, and 7.2% for 12 installment (charged monthly).

8. Bank of Communications credit card installment fee: 0.72% per month (charged monthly)

9. Installment fee of Guangfa Credit Card: 0.65% for the 6th installment 12 installment, 0.7% for the 8th installment/kloc-0 installment, and 0.72% for the 24th installment (charged monthly).

10. installment fee of everbright credit card: apply for installment repayment before consumption, 12 months, and charge 0.5% every month. There are 3 installments, 6 installments, 9 installments and 12 installments, and the handling fees are 2%, 4%, 5% and 6% respectively (one-time charge).