Question 1: Yes, you can repay the loan at any time. You can withdraw cash and repay it the next day, that is, for two days, with daily interest of 1 yuan. The bill date is the date of the bill, and the arrears on the bill require repayment before the last repayment date, so the last repayment date is more important.

Question 2: the interest on cash withdrawal is unified to five ten thousandths of a day, and there is no interest-free period. If the principal+handling fee+interest is sufficient before the final repayment date, no interest will be charged; If the principal+handling fee+interest is insufficient before the final repayment date, the interest will continue to be calculated; If the minimum repayment amount is not enough before the final repayment date, not only interest will be calculated, but also a 5% late fee will be charged for the unpaid part of the minimum repayment amount.