What is the annual fee for CITIC Credit Card’s regular card?
CITIC Credit Card’s regular card: The annual fee for the main card is RMB 100, and the annual fee for the supplementary card is RMB 50;
What is the annual fee for CITIC Credit Card? Standard card: The annual fee for the main card is RMB 100.
CITIC Credit Card Gold Card: The annual fee for the dual currency card is RMB 300 for the main card, and RMB 200 for the RMB single currency card. RMB, the supplementary card of dual currency card is RMB 150, the supplementary card of RMB single currency card is RMB 100;
CITIC Platinum Credit Card: The annual fee of the principal card of the distinguished card is RMB 2,000, and the annual fee of the supplementary card of the distinguished card is RMB 2,000. The annual fee for elite card is RMB 1,000, the annual fee for elite card is RMB 480, and the annual fee for elite supplementary card is RMB 240.
Foundation background
At the end of 1984, with the needs of economic development, Mr. Rong Yiren, chairman of China International Trust and Investment Corporation (referred to as CITIC Corporation), sent a special letter to the central government requesting that under the CITIC Corporation system Establish a bank to fully engage in foreign exchange banking business. With the approval of the State Council and the People's Bank of China, a banking department will be established first to expand foreign exchange banking business and prepare for the establishment of a bank.
In April 1985, CITIC Corporation established the Banking Department on the basis of the original Finance Department, further expanding comprehensive banking services such as external financing, foreign exchange transactions, loan issuance, international settlement, financial leasing and deposit taking. . In the two years since the Banking Department was established, it has received strong support and help from the People's Bank of China and the State Administration of Foreign Exchange, and its business has progressed rapidly. By handling RMB and foreign exchange deposits, loans, import and export issuance, international leasing, and securities It has accumulated certain experience in foreign exchange trading, exchange and other businesses, and has initially met the conditions for establishing a bank.
At the end of May 1986, CITIC Corporation applied to the People's Bank of China to reorganize the banking department of CITIC Corporation into CITIC Industrial Bank.
In early 1987, with the approval of the State Council and the People's Bank of China, CITIC Bank was officially established. The head office is located in Beijing.
In April 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank affiliated with CITIC Corporation. It is a subsidiary of CITIC Corporation and an independent legal person. Registered capital is RMB 800 million. Implement independent operations, independent accounting, and be responsible for profits and losses. Branches can be established at home and abroad to operate approved banking services.
Mr. Rong Yiren, former Vice Chairman of the People’s Republic of China, is appointed as Honorary Chairman of China CITIC Bank.
CITIC Bank announced a performance report: operating income of 194.731 billion, a year-on-year increase of 3.81
Logo meaning
On the surface it is (China International Trust Investment Corporation, China International Trust and Investment Corporation) CITIC in English .
Like a pair of doors about to open, it represents that CITIC is at the forefront of opening up to the outside world.
The inside is square and the outside is round.
Brand interpretation: Integrity, dignity and steady development
The logo comes from the Chinese seal. The first meaning of the seal represents integrity. The Chinese seal was called a seal in ancient China. It is a symbol of power and dignity. It is the crystallization of the broad and profound Chinese culture for thousands of years and embodies the wisdom and positive pursuit of the Chinese people. The main color of the print is red, which also represents rise, growth and development.
What is the annual fee for CITIC Bank’s dual-currency credit card?
The annual fee for CITIC Bank’s dual-currency credit card is:
The annual fee for the main card of the regular card is 100 yuan, and the annual fee for the secondary card is 100 yuan. The annual card fee is 50 yuan. The annual fee for the gold card's main card reaches 300 yuan, and the annual fee for the supplementary card reaches 150 yuan.
There are certain preferential policies when paying the annual fee. For example, whether it is a regular card or a gold card, after the credit card is approved, you only need to make purchases or withdraw cash within one month, and the annual fee for the first year will be waived. You only need to use your credit card a certain number of times to waive subsequent annual fees.
For more information about the annual fee of CITIC Bank dual-currency credit card, go to: View more content
What is the annual fee of CITIC Bank credit card?
The annual fee of CITIC Bank credit card Standards:
CITIC Credit Card Standard Card: The annual fee for the main card is RMB 100, and the annual fee for the supplementary card is RMB 50;
CITIC Credit Card Gold Card: The annual dual-currency card for the main card The fee is RMB 300, RMB 200 for RMB single-currency cards, RMB 150 for dual-currency supplementary cards, and RMB 100 for RMB single-currency supplementary cards;
CITIC Platinum Credit Card: Distinguished Card Owner The annual card fee is RMB 2,000, the annual fee for the elite card supplementary card is RMB 1,000, the annual fee for the elite card main card is RMB 480, and the annual fee for the elite card supplementary card is RMB 240.
CITIC Bank's credit card annual fee exemption policy:
CITIC Bank's regular credit card and gold card can be exempted from the annual fee by swiping the card once within a month of opening the card. If the card is used for 5 times in a year, The annual fee for the next year will be waived.
The CITIC Bank Platinum Card does not have an annual fee exemption policy. The annual fee must be paid in the first year. From the second year onwards, the annual fee can be redeemed with card points.
Most of the CITIC Bank credit card types have annual fees, but as long as you meet the conditions, you can waive the annual fee. The standard CITIC Bank credit card annual fee for the main card is RMB 100. The card slot is RMB 50 CITIC Credit Card.
In general, it is relatively easy to meet the conditions for the regular and gold cards of CITIC Bank credit cards. For the platinum card, you need to use it frequently to accumulate enough points to waive the annual fee. Therefore, if you have applied for a CITIC Bank Platinum Credit Card, you must use this credit card frequently, otherwise you will have to pay an annual fee of 2,000 yuan every year.
Advantage 1: CITIC Bank credit card can be applied for regardless of any qualifications. Anyone with a white account, a pure account, a bad credit record, or an overdue credit card can apply.
Advantage 2: The efficiency of online application is very fast, and the application rate is very high. As long as the information is consistent, the probability of application is over 90%.
Advantage 3: There are many co-branded cards, and the space for choice is very large. There are co-branded cards with almost all platforms, and there are also many loans behind them. Disadvantages: The number of outlets is relatively small. They are generally available in first- and second-tier cities but not in small counties, so it is difficult to apply. Of course, it is not impossible to apply. You can apply for a card in another place.
Charging Standards for CITIC Bank Credit Cards
What are the charging items for CITIC Bank Credit Cards? What is the charging standard for each item? First, let’s understand the annual fees of CITIC Bank credit cards. With a CITIC Bank credit card, if you swipe or withdraw cash once within 30 days of card approval, you will be exempted from the annual fee for the first year. If you swipe or withdraw cash a total of 5 times within a year, you will be exempted from the annual fee for the next year. The annual fee for the regular card is 100 yuan, the annual fee for the gold dual-currency card is 300 yuan, and the annual fee for the single-currency card is 200 yuan. Platinum card is 2,000 yuan for premium card and 480 yuan for elite card. All secondary cards are half of the corresponding primary cards.
What is the annual fee for CITIC Bank’s credit card?
The annual fee standards for CITIC Bank credit cards are as follows:
(1) Regular card
1. RMB 100 for the main card and RMB 50 for the supplementary card;
2. 180 yuan for the main card of Express Card and 100 yuan for the supplementary card;
3. 100 yuan for the main card of UnionPay Business Card;
4. 100 yuan for the main card of MasterCard Business Card .
(2) Gold Card
1. Dual-currency card is 300 yuan for the main card, and 150 yuan for the supplementary card;
2. RMB single-currency card is 200 yuan for the main card Yuan, supplementary card 100 yuan;
3. Express card main card 380 yuan, supplementary card 200 yuan;
4. UnionPay business card main card 200 yuan;
5. 300 yuan for the main MasterCard business card; 6. 200 yuan for the main Xinjin card.
(3) Platinum and above cards
1. Platinum (elite) card is 480 yuan for the main card and 240 yuan for the supplementary card;
2. Platinum (elite) card ) 2,000 yuan for the main card and 1,000 yuan for the supplementary card;
3. CITIC VisaSignature Credit Card 2,000 yuan for the main card and 1,000 yuan for the supplementary card;
4. 480 yuan for I Platinum Card;
5. Golf Platinum Card, UnionPay Premium Platinum Card, and Magic UnionPay Premium Platinum Card cost 3,600 yuan for the main card, and 2,000 yuan for the supplementary card;
6. UnionPay Business Card costs 2,000 yuan for the main card ;
7. The main card of Private Bank Shahe Golf Platinum Credit Card is 6,800 yuan and the supplementary card is 3,800 yuan;
8. The main card of Private Bank Platinum Credit Card is 6,800 yuan and the supplementary card is 3,800 yuan;
9. IHG Rewards Club co-branded platinum card is 3,600 yuan
10. Enjoy card is 480 yuan for the main card and 240 yuan for the supplementary card;
11. Air China The titanium card is 680 yuan for the main card and the supplementary card is 340 yuan;
12. The Air China Platinum Card is 3,600 yuan for the main card and the supplementary card is 1,800 yuan;
13. The World Card is 20,000 yuan;
14. The unlimited card is 20,000 yuan for the main card and the supplementary card is 10,000 yuan;
15. The UnionPay diamond card is 20,000 yuan for the main card and 10,000 yuan for the supplementary card.
That’s it for the introduction to the annual fee of CITIC Dual Currency Credit Card.