65438+1October 3 1 day, go to the counter of China Merchants Bank to apply for a credit card. I haven't received the call yet, and I can't find the progress of the online credit card. I want to know this. Hello, credit card application is a systematic and comprehensive evaluation, and there will be many reference factors, such as work, income, stability, personal credit and so on, which are not determined by unilateral factors. Perhaps the information attached to your application did not fully show your personal situation, which led to the failure of your application. In addition, the domestic personal credit information system is not perfect, and all banks will pass the internal evaluation when reviewing credit cards, and the standard setting will be different. Because the credit standard and scoring standard are confidential within the bank, the risk-related factors cannot be announced to the public, which you can understand. You can call 800-820-5555 to request re-inspection. I hope you can provide us with more reference materials. If you don't want to attach more information at present, you can reapply 3 months after the first application.

When accepting your credit card application, the audit department of our bank will conduct audit through various channels and ways. Telephone verification is only one of the processing methods, but it is not a necessary process, so there may be cases where audit results are obtained without contact.

You can check the progress of credit card application at the following website later: /Common/Common.aspx? Pageid=schedule, or please call our credit card service center at 4008205555 for manual verification. thank you