The number of installments that can be applied for for a single installment of CITIC is 3, 6, 9, 12, 18, and 24.

The corresponding rate per installment: 0.72 0.660.66 0.65 0.70 0.70 .

The credit card you applied for has an overdraft of RMB 50,000 and is divided into two years, which is 24 installments. The monthly interest is as follows:

50000*0.70=350 yuan, the monthly interest is 350 yuan. ,

50000/24=2083.33 yuan, the monthly principal repayment is 2083.33 yuan.

CITIC Bank credit card repayment method 1: counter repayment

You can make cash repayment at the business counter of any branch of CITIC Bank before the due date, or through Handle repayment by transfer. When repaying, you need to provide the card number and repayment amount of the main card and supplementary card to repay the balance of the main card and supplementary card accounts respectively.

CITIC Bank credit card repayment method two: automatic transfer repayment

Automatic transfer repayment means to combine your CITIC Bank credit card with the current passbook you opened with our bank (one Link), Great Wall electronic debit card or Great Wall RMB credit card. For the monthly balance due on your credit card, our bank will automatically deduct the corresponding funds from your transfer account without leaving home and without any cumbersome procedures, that is Credit card repayments can be completed safely and conveniently, giving you peace of mind.

CITIC Bank credit card application conditions are relatively loose, as long as you meet the following requirements:

1. Age requirements: Domestic residents must be between 18 and 65 years old, and foreigners must be between 18 and 65 years old. Must be between 25-65 years old;

2. Job requirements: have a stable job, income and fixed residence;

3. Credit requirements: no bad credit record (how to Establish a good credit record)

Note: CITIC Magic Credit Card is only available to women. Applicants for supplementary cards must be the parents, spouse or children of the primary cardholder and be between the ages of 16-65.

CITIC Bank Credit Card Application Information

Bank Credit Card Application Information varies depending on the applicant's conditions and the card being applied for. You can freely choose the appropriate application information based on your own situation.

——If you have a credit card from another bank and the card has been issued for more than half a year, it is recommended that you use the "card application" method to quickly apply for a CITIC Bank credit card.

Attention should be paid to the "card application" method:

1) There is no overdue record of credit cards from other banks for more than 30 days within 6 months;

2) Average The credit limit is not less than 5,000 yuan; if you have more than 3 credit cards from other banks and the usage limit is more than 90 yuan, the bank will generally not process it.

——If you are a customer applying for a CITIC Bank credit card for the first time, the CITIC Bank credit card application materials are divided into necessary information and auxiliary information: the necessary information is the information that you must provide when applying for a CITIC Bank credit card, and Supplementary information helps you improve your approval rate and credit limit.

1. Identity proof information: a copy of the resident ID card or military officer's ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a copy of the mainland travel permit and proof of residence for more than one year; if you are a foreigner, then Just provide a copy of your passport and residence permit for more than one year.

2. Proof of work and income: Choose from salary certificate or business card and badge with photo.

Supplementary materials for CITIC Bank credit card application:

Proof materials that can prove that you have good financial strength: copy of real estate certificate, copy of car driving license; CITIC Bank loan customer (good credit , overdue not more than 60 days) or a copy of the deposit receipt.