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Are there any handling fees for overseas consumption repayment with China Guangfa Bank Platinum Card?

No. GF Platinum Credit Card automatically activates the "RMB World Connect" function for you. All overseas international transactions are automatically converted into RMB transactions and recorded in your account. You only need to repay directly in RMB through the RMB repayment channel, thereby eliminating the need for foreign exchange purchase procedures and saving money. cost.

The GF Platinum Credit Card is good:

With the GF Platinum Credit Card, you can enjoy high-speed rail VIP lounges (currently not available in other banks), airport VIP lounges and other value-added services:

Green channel for medical treatment: You can enjoy free VIP appointment registration service and 3 medical guide consultation services at tertiary hospitals in major domestic cities three times a year. Priority is given to making appointments at designated times and with designated experts, and experienced guides will accompany you throughout the process. Pay bills, collect medicines and other tasks, and get medical treatment easily.

Business travel VIP treatment:

● Intimate VIP treatment, exclusive space is quiet and comfortable, and the green channel is calm and leisurely

1). Airport VIP privileges: exclusive lounge, agency procedures, boarding reminder, remote flight shuttle, etc.;

2). High-speed rail VIP benefits: convenient location, close to the ticket gate, personal escort, and priority boarding.

● No reservation required, unlimited free access to Guangfa’s exclusive airport and high-speed rail VIP lounges

Equip a Longteng card for free and receive 6 visits (6 points) to Longteng Airport VIP rooms per year , and 4 times (2 points)/year Longteng High Speed ??Rail VIP treatment. Exceeding the number of free points will only cost 150 yuan/point.

● Covering more than 200 major domestic and foreign cities such as Beijing, Shanghai, Guangzhou, Shenzhen, Hong Kong, Tokyo, and New York.

Warm reminder:

1). Airport and high-speed rail VIP privileges are only for personal use. If you use it with a companion, you will be charged: GF exclusive airport/high-speed rail VIP room companion fees will be announced on site. The quotation is subject to the quotation; a companion fee of 150 yuan per point is required for Longteng Airport/high-speed rail VIP rooms.

2). Due to the different conditions of VIP rooms in different places, the service items, service facilities and service processes that can be provided are also different. Please refer to the actual local services for details.

Multiple points bonus (exclusive for Platinum Card): With the GF Platinum Credit Card, you can enjoy 3 times the points accumulation when you spend at business travel or overseas merchants.

High-limit travel accident insurance: The card comes with a RMB 5 million travel accident insurance, which can also be benefited by family members traveling with you, giving GF Platinum Credit Card holders and their families exclusive and considerate protection every time they travel.

Emergency car-hailing service: If GF Platinum Credit Card holders need a car urgently for business trips or vacations, they only need to call the service hotline, and Guangfa Bank will arrange a special car for the GF Platinum Credit Card holders. Available for use at exclusive discounted prices.

Global preferential merchants: VIP privileges from global preferential merchants, enjoy exclusive privileges and discounts from top merchants such as five-star hotels, high-end restaurants, luxury brands, etc.

Global travel support service: When GF Platinum Credit Card holders encounter difficulties while traveling or on business, they can call the 24-hour global emergency support service hotline at any time and enjoy a variety of emergency support services, including: emergency replacement cards, emergency cash advances, translation services, lost baggage assistance and more.

International Personal Assistant: When the GF Platinum Credit Card holder or the cardholder’s family is abroad, the GF Platinum Credit Card holder can call the 24-hour platinum service hotline at any time to provide assistance according to the cardholder’s needs. We can provide considerate services such as restaurant reservations, hotel reservations, and medical consultations.

VIP service line: 24-hour VIP service line, with exclusive secretarial services provided by senior service specialists.

Exclusive fee reductions and exemptions: GF Platinum Credit Card holders can enjoy exemptions on the handling fees for domestic consumption list retrieval, the handling fee for retrieval of overseas banknote certificates, over-limit fees, etc.

Counter priority service: GF Platinum Credit Card holders can enjoy VIP priority service at outlets with VIP service windows of Guangfa Bank and receive priority in handling various businesses.

Redemption discount for points mall products: GF Platinum Credit Card holders can enjoy a 15% discount on all products in the Platinum Zone of Guangfa Bank Points Mall, allowing GF Platinum Credit Card holders’ points to appreciate faster.

Automatic RMB settlement of global transactions: The "RMB World Connect" function is automatically opened for GF Platinum Credit Card holders. All overseas international transactions are automatically converted into RMB transactions and recorded in the account. They only need to use RMB directly through RMB repayment channels. Just repay, thereby eliminating the need for foreign exchange purchase procedures and saving costs for GF Platinum Credit Card holders.

Free transaction security guard: GF Platinum Credit Card cardholders are protected when using their cards safely. When a cardholder's card suffers financial losses due to loss or theft, counterfeit credit card, or card information leakage, Guangfa Bank will provide compensation protection regardless of whether the payment was made with a password. There are also free transaction reminder text messages, allowing GF Platinum Credit Card holders to keep track of account changes.

Exclusive services for car owners with platinum credit cards:

Exclusive cash rebates for refueling: Swipe the card to refuel and enjoy generous cash rebates. The rebate ratio is 10 for the amount below 1,000 yuan (inclusive) in a single month. The refund ratio for amounts ranging from 1,001 yuan to 2,000 yuan (inclusive) is 3, and there is no refund for amounts above 2,001 yuan. A maximum of 1,560 yuan can be returned each year!

Enjoy road rescue: enjoy unlimited road rescue throughout the year, free towing, oil delivery, quick repair and other rescue services within 100 kilometers, and provide free local accommodation arrangements or transportation if necessary. Car transfer service.

Safe and considerate for drinking and driving: Guangfa Credit Card’s drinking and driving service has been newly upgraded. Log in

Download the e-driving client and register with your mobile phone number to easily book. E-road travel is safe and considerate, and you can enjoy 6 free alcohol-based driving services throughout the year.

High insurance, safe and worry-free: The card comes with driver personal safety accident insurance of up to RMB 500,000, providing exclusive and considerate protection.

Exclusive services for business travel platinum credit cards:

Business travel VIP treatment

● Intimate VIP treatment, exclusive space is quiet and comfortable, and the green channel is calm and leisurely

1). Airport VIP privileges: exclusive lounge, agency procedures, boarding reminder, remote flight shuttle, etc.;

2). High-speed rail VIP benefits: convenient location, close to the ticket gate, personal escort, and priority boarding.

● No reservation is required, and you can enjoy unlimited free VIP privileges at Guangfa’s exclusive airports and high-speed rails

Equipped with a free Longteng Card, you can enjoy unlimited free VIP privileges at Longteng Airport and high-speed rail.

● Covering more than 200 major domestic and foreign cities such as Beijing, Shanghai, Guangzhou, Shenzhen, Hong Kong, Tokyo, and New York.

Warm reminder:

1). Airport and high-speed rail VIP privileges are limited to the individual. If you use it with a companion, there will be a fee: GF exclusive airport/high-speed rail VIP room companion fees will be announced on site. The quotation is subject to the quotation; a companion fee of 150 yuan per point is required for Longteng Airport/high-speed rail VIP rooms.

2). Due to the different conditions of VIP rooms in various places, the service items, service facilities and service processes that can be provided are also different. Please refer to the actual local services for details.

Multiple points and value-added consumption: Exclusive and generous consumption feedback, accumulate points faster. Redeem your favorite gifts. Enjoy 2x points for domestic consumption and 5x points for overseas consumption. (Effective from February 1, 2013, the upper limit of the multiple bonus points in the monthly points of the Business Travel Platinum Card will be adjusted to 1 million points, and the excess points will not be eligible for multiple bonus points)

Mileage redemption for flyover enjoyment: GF Platinum Credit card holders can redeem their consumption points for miles on multiple airlines, and enjoy an exclusive exchange discount of 1 mile for every 20 points.

Exclusive services for golf platinum credit cards

Free greens for a comfortable round of golf: GF Platinum Credit Card holders can enjoy free golf courses at a number of domestic golf courses, not limited to weekends and holidays. The free green fee service allows GF Platinum Credit Card holders to release from stress, play freely in the sun, green grass, beaches, and forests, and live a happy life!

Free practice time is exciting: select many high-quality golf driving ranges in Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou and other cities, enjoy free practice service without limitation on weekdays and holidays, and you can even bring your companions*** Enjoy a smooth life of golf.

Exciting events and elite gatherings: Golf tournaments for GF Platinum Credit Card customers are held from time to time. GF Platinum Credit Card cardholders can sign up to participate and get to know more elites while participating in the events.

Special offer and status symbol: Enjoy domestic and foreign golf club reservation services, VIP discounts and benefits.

For specific service details, please call 95508 or refer to the user manual.

Within the scope permitted by law, China Guangfa Bank may adjust specific service content and detailed rules according to national laws and regulations and actual conditions.