Question 1: What is a private bank? What are the requirements for becoming a private bank member of China Merchants Bank? Private banks have a history of one hundred years in Europe and America. Overseas scholar LynBicker defines private banks as: "Private banks provide wealth management and maintenance services for individuals with high net wealth, and provide investment services and commodities that meet personal needs." Generally speaking, the customers of private banks or VIP wealth management of banking institutions are mostly people above the middle class. In Swiss Bank, Citibank and HSBC, customers must have at least 1 10,000 USD of assets acceptable to banks before opening an account in the private banking department. JPMorgan Chase, the largest private bank in the United States, has a minimum opening of $5 million. Morgan Stanley's private banking department requires its private banking customers to have a minimum net asset of $25 million and a current asset of $6,543,800, in addition to the minimum account opening limit of $5 million. And some third-party private banks, mostly belong to the real super-rich in society. "In foreign countries, the minimum amount of a private bank account is usually $654.38+$00,000, and the amount of each transaction is usually several hundred thousand dollars. Private banks currently established in China include ICBC, BOC, CCB, CITIC, China Merchants Bank and Bank of Communications. Both ICBC and CITIC require personal financial assets above 8 million yuan (inclusive), CCB and China Merchants Bank require 6.5438+million yuan (inclusive), and Bank of Communications requires 2 million US dollars.

Question 2: What are the thresholds and conditions for China Merchants Bank's private banking, and what services can we enjoy when applying for opening our "private bank card"? In addition to the "one-card" account opening regulations, it is also necessary to have the total assets of the branch management customer who intends to apply for account opening in the same identity certificate, and the average daily discount last month is not less than RMB100000 yuan.

Become a VIP customer of private bank card and show his distinguished status;

① Global VIP boarding service; 2 exclusive health care services; ③ Golf driving range service; 4 high-end art appreciation; ⑤ Global interconnected financial services; ⑥ Private banking investment consulting services; ⑦ Exclusive service hotline.

Question 3: What is the mode of China Merchants Bank's private banking? People on the second floor really don't know the backache when they talk. What do you mean, give it to people who are not motivated? All they know is that customers fill out forms. How much do you know about the assistant in China Merchants Lobby? I am incompetent, but I happen to be very motivated. I am the lobby assistant of China Merchants Bank. We sell tens of millions of insurance and funds a year. And hundreds of credit cards and gold cards. I won't elaborate on the rest. Do you think it's that simple to know that customers fill out forms? . . . . . However, the landlord, the chance of China Merchants Bank's lobby becoming a full member is really small, but China Merchants Bank is a very training place, which was boiled out by high pressure. I will be on duty on weekends, usually on weekends. But the pay is not high. If there is no better job, you can try. With this experience, other banks will also want you in the future.

Question 4: How to handle the private bank card of China Merchants Bank? "Private Bank Card" is a multi-currency global debit card ("VISA" or "MasterCard") with the logo of UnionPay and international organizations, and it is an ultra-high-end brand in the debit card field of our bank. Account Opening Requirements Under normal circumstances, to apply for opening a "private bank card", the total assets of the branch to be applied for account opening must be fully converted into RMB 6,543,800,000 (inclusive) under the same identity certificate. Exclusive services Private banking customers can generally enjoy exclusive private banking hotline 400-66-95555, ultra-high-end medical services, art appreciation and other services besides the corresponding services of Sunflower.

Question 5: How to handle the private bank card of China Merchants Bank? If you want to handle a private bank, you can only handle it if you have more than 10 million personal assets. ~

Question 6: What is the card face of China Merchants Bank's private bank card? Hello, the card face of private banks is generally black. what can I do for you?

If you need to know more about our private banking services, you can check: cmbchina/privatebank/

Question 7: What is a private bank and what does it include? Private banks do not refer to a commercial bank. Every commercial bank can classify customers whose assets reach a certain level as its own private bank. Large customers who enter private banks can enjoy one-on-one VIP wealth management, golf hot springs and other private banking services, and can also buy high-threshold but high-yield wealth management products specially designed by commercial banks for private banking customers. However, domestic commercial banks have different asset requirements for private banking customers. For example, Hang Seng Bank classifies customers with assets exceeding US$ 6.5438+0 million as private banks, while China Merchants Bank requires customers to have assets of RMB 6.5438+0 million.

Question 8: How to handle private banks must be approved by CBRC.

Please refer to the following:

zhidao.baidu/question/ 152707 17? fr = qrl 3

Question 9: The private bank address of Beijing Merchants Bank is 4006695555. Private banking customers can enter the manual service consultation or handle business through this exclusive channel, and the private banking center is temporarily closed to other customers.

Question 10: threshold, characteristics and preferential access standards for diamond cards and private bank cards (the following are the basic provisions, subject to the local requirements of banks):

When a customer applies for opening a "private bank card", he/she must provide the same identification, and the daily total assets of the branch management customer who intends to apply for opening an account last month reached 6,543,800,000 yuan (inclusive).

When a customer applies to open a diamond card, he/she must provide the same identification, and the average daily total assets of the branch management customer who intends to open an account last month reached RMB 5 million (inclusive).

At the same time, the opening of China Merchants Bank debit card also needs to meet the basic requirements of debit card application.

Comprehensive, personalized and private comprehensive wealth management is only a part of private banking services. On the basis of providing customers with professional wealth management, China Merchants Bank has further improved a number of global polite value-added services, allowing you to fully experience the private banking services that vary from one to another.

In the private bank of China Merchants Bank, value-added services have extended to all aspects of customers' business activities and daily life.

Global interconnected financial services

Whether you are waiting for a plane at new york International Airport, practicing piano with your daughter at home in Beijing, chatting with friends in Tokyo, or skiing with your family in Switzerland ... Just call your exclusive senior wealth manager in a private bank and simply dictate your trading needs in account handling, investment and wealth management, and we will immediately call a safe, powerful and perfect back-office system to complete your trading instructions as scheduled, so as not to let you miss the ever-changing wealth opportunities.

Global airport VIP service

We know that you often travel to and from major airports at home and abroad, and the noisy airport space needs a leisurely territory. China Merchants Bank Private Bank integrates global airport resources to provide you with the most comfortable waiting service in the VIP rooms of more than 30 domestic airports and more than 600 foreign airports, so as to relieve your boredom in the transit process. Let you and your entourage feel at home in a quiet and relaxed atmosphere; Rich newspapers and magazines provide you with fresh information; Fast network service to help you handle transactions in time; There are also delicious and exquisite refreshments to help you recover from fatigue.

All-round private medical service

We know that the health of your family is the most intimate care in your meticulous life. China Merchants Bank Private Bank selects domestic high-quality health management service institutions to provide you and your family with medical and health services featuring personalized design, private management and scarce services.

Private banks taste life.

Aftertaste? Beyond? Eternity is rooted in the local blood of China, providing you with a bright and shining taste life experience and exclusive high-end social platform to help you realize an extraordinary attitude towards life.

Transcendence is to provide you with more imagination space beyond the past quality life and interpersonal network;

Experience transcends, and it will last forever. Just like the idea of private banking of China Merchants Bank, it aims to realize the evergreen and eternal companionship of your family business.