China Bank Credit Card Expires:
1. Under normal circumstances, the bank will automatically issue a new card before the card that meets the conditions for card replacement expires. The new card is unchanged, the validity period is automatically extended, and the security verification code is changed.
2. BOC will not automatically issue new cards after the expiration of the cards that do not meet the conditions for card replacement. If you need a useful card, you can call the customer service hotline of China Bank at 4006695566, and the staff of BOC will try their best to help you issue a new card manually. However, in addition to the change of the security verification code and the automatic extension of the validity period of the new card, the new card will also change.
Please activate the new card when you receive it. Once the new card is activated, the old card will be invalidated immediately. As the validity period and security verification code of the new card will change, if you have handled personal online banking or other withholding business of China Bank (such as WeChat/Alipay, etc.), you need to re-associate it according to the new card information before using it.
Reminder: Bank of China has stopped issuing personal cards, and it is unable to handle business such as card replacement, card replacement at maturity, and card replacement after loss reporting. In view of the card suspension, it is recommended that you cancel the account after paying off the arrears. If you need a useful card, you can apply for another card of BOC. Thank you for your understanding and support of Bank of China. Wish you a happy greeting card!
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
How do I change my credit card?
There are three ways to renew a credit card when it expires:
Method 1: Call the credit card customer service. Call the credit card customer service hotline with a registered mobile phone and tell the customer service personal information and the mailing address of the new card. Generally, a new card can be issued from the bank after half a month, and it will be received in about one month.
The customer service telephone number of the bank is as follows:
China Industrial and Commercial Bank: 95588;
China Construction Bank: 95533;
China Merchants Bank: 95555;
Agricultural Bank of China: 95599;
China Minsheng Bank: 95568;
Shenzhen Development Bank: 95501;
China Guangfa Bank: 800-830-8003;
Industrial Bank: 95561;
China Postal Savings Bank: 95580;
Bank of Beijing: 95526;
Shanghai Pudong Development Bank: 95528;
Bank of Communications: 95559;
China Everbright Bank: 95595;
Ping An Bank: 95511;
Bank of China: 95566.
Generally, one month before the card expires, the bank customer service will take the initiative to contact you and pay attention to keeping the registered mobile phone unblocked.
Method 2: Change the card at the bank counter. You can apply for a new card directly at the counter of the issuing bank, or you can fill in the relevant information at the bank service desk and apply at the counter. Generally, you can receive a new card in about a month. Remember to go to the issuing bank.
Method 3: Apply for card replacement through online banking. Some banks can set up automatic card replacement service online or set up their own automatic card replacement service.
Operating environment: China Industrial and Commercial Bank (version 6. 1.0.9.0).
Bank of China (version 7. 1.0)
China Construction Bank (version 5.5.7.00 1)
What should I do after the credit card expires?
1. For students who don't want to continue using credit cards, please see here (you can skip if you want to continue using them):
If your credit card is about to expire and you decide not to use it any more, you can explain it to the issuing bank one month in advance, apply for canceling the card and pay off the overdraft money, because even if the card expires, if you don't continue to use it, the debt in the card still exists.
And if the money is not paid by the final repayment date, there will also be bad credit records, which may have an impact on future loan applications.
After paying off the debt, you only need to bring your credit card and personal ID card to the issuing marketing card.
2. For students who want to continue to use credit cards, please see here:
Generally, the issuing bank will notify the cardholder by SMS or telephone before the credit card expires. Of course, cardholders can also take the initiative to ask the bank for a new card before the credit card expires.
Cardholders can apply for a new card at the bank with their credit card and personal ID card, or they can ask the bank to send the new card to the designated address.
After the new card is replaced, the credit limit, points and arrears will be transferred to the new card. You don't have to return the expired card to the bank, just destroy it yourself.
The credit card will expire soon. How to change it?
First, call the credit card customer service number. Call the credit card customer service hotline with a registered mobile phone and tell the customer service personal information and the mailing address of the new card. Generally, a new card can be issued from the bank after half a month, and it will be received in about one month. The customer service telephone number of the bank is as follows: Industrial and Commercial Bank of China: 95588.
Second, change your card at the bank counter. You can apply for a new card directly at the counter of the issuing bank, or you can fill in the relevant information at the bank service desk and apply at the counter. Generally, you can receive a new card in about a month. Remember to go to the issuing bank.
3. Online banking application for card replacement. Some banks can set up automatic card replacement service online or set up their own automatic card replacement service.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).
On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.
Excuse me, how to change the expired credit card?
There are three ways to renew a credit card when it expires:
1, call credit card customer service.
Call the credit card customer service hotline with a registered mobile phone and tell the customer service personal information and the mailing address of the new card. Generally, a new card can be issued from the bank after half a month, and it will be received in about one month.
2. Change your card at the bank counter.
You can apply for a new card directly at the counter of the issuing bank. You can fill in the relevant information at the bank service desk and go to the counter. Generally, you can receive a new card in about a month.
3. Online banking application for card replacement.
Some banks can set up automatic card replacement service online or set up their own automatic card replacement service.
Generally, about one month before the card expires, the bank customer service will take the initiative to get in touch with you, and pay attention to keeping the registered mobile phone unblocked.
For more information about how to change your credit card after it expires, please visit: See More.
So much for the introduction on how to change credit cards.