Online loan black households refer to the situation that banks or other financial institutions refuse loans when applying for loans, resulting in a decline in personal credit scores. This will have a great impact on personal credit records and applications for other financial products. When many people apply for online loans, they are told that they have become black households because of insufficient comprehensive scores. If it is not the illegal households caused by overdue, you need to find other reasons. For example, is it caused by the high frequency of online loan applications? You can find your own unclear places in "Xiaoqi Credit Information". As long as you understand the reasons for becoming a black household, you can improve online loan big data according to the situation.

Back to the question itself, is it possible to get a credit card if the online loan is hacked? According to the policies of some banks, applicants with bad personal credit records may be rejected. However, some banks will also decide whether to approve the application according to the actual situation of the applicant. For example, the applicant used to have a black account, but later his credit record improved, and he may still have the opportunity to apply for a credit card.

Therefore, even if you become a black account for online loans, it does not mean that you cannot apply for a credit card. The possibility of successful application depends on your personal situation and bank policy.