The "Worry-Free Card Use" service provides instant SMS reminders for each transaction and comes with a 96-hour card loss protection. The instant transaction SMS reminder will notify the cardholder of each credit card transaction (including consumption, cash withdrawal, and repayment) through mobile phone text messages, thereby minimizing or avoiding the possibility of mistaken or fraudulent transactions.

If a cardholder holds multiple Bank of Communications principal credit cards, he only needs to sign up for one principal card, and all Bank of Communications principal credit cards and supplementary cards attached to the principal card will be automatically activated. "Worry-free card use" service.

The Bank of Communications credit card under the cardholder's name used to sign up for the "Worry-free Card Use" service is in an abnormal state and cannot carry out normal transactions when any service cycle expires, and the cardholder is not in the cycle. If the cancellation procedure is completed before expiration, the cardholder agrees that Bank of Communications can choose any card among other credit card master cards with normal account status in his name to deduct the corresponding service fees.

Extended information:

Notes on activating the "worry-free card use":

If the cardholder signs up for the "worry-free card use" service, even if the card holder If there are multiple Bank of Communications credit cards (including principal cards and supplementary cards) under a person's name, if an agreed insurance accident occurs, the cardholder can only obtain compensation once within the limit of the insured amount, and cannot obtain it repeatedly.

When a cardholder's credit card is lost or stolen and the insurance company determines that the loss is covered by insurance liability, the cardholder applies to the Bank of Communications Credit Card Center to report the loss and replace the card due to the insured incident. The loss reporting fee and actual card replacement fee paid will be paid by the insurance company.

Bank of Communications-Worry-free card service terms and conditions