1, the review time is different.

Online credit cards will immediately enter the review state, and offline credit cards generally take 2-3 days to start the review.

2. The amount of cards issued is different.

For credit cards applied online, because only simple application materials are submitted, the credit card quota will be very low. If you apply for a credit card offline, you can submit proof of financial resources, and the amount of the card will generally be higher.

3. The activation mode is different.

To apply for the first credit card online, you must activate it at the bank counter. To apply for the first credit card offline, you don't have to go to the counter to activate it, because you applied at the counter.