1. How to apply for a credit card is the fastest

1. Choose a bank that you often use: Cardholders can choose the bank where their salary cards are located, so that the bank will accurately know the monthly running bill of the cardholders, which will be much faster in auditing, not only faster in auditing, but also higher in quota.

2. Choose a credit card with advantages: At present, many banks have certain application thresholds for credit cards, some require age, some require income, and some require financial resources. Therefore, cardholders can choose a bank with advantages for themselves, so that the bank review will pass quickly.

3. Choose a good application channel: Under normal circumstances, online application for credit card will be faster than offline application, so it is best to apply for credit card online.

2. How to improve the success rate of credit card application

1. Choose the appropriate card type: The lower the threshold, the easier it is to issue cards. At present, credit cards in local banks are easier to apply than those in Sitai Bank, so cardholders can choose banks with low application threshold to apply.

2. Choose a good channel for card processing: At present, cardholders can choose online application and offline application. Comparatively speaking, online application is faster, so cardholders can choose online application for credit cards, which is faster in approval and faster in issuing cards.

3. The application materials should be complete: the cardholder must write his own information in detail when applying for a credit card, and the bank will review it according to the information. If the information is inconsistent, it is likely to be rejected, and serious cases may be blacklisted.

4. Proof of assets: Cardholders can show their financial situation to the bank in the process of applying for a credit card, such as real estate, vehicles, income certificates, etc. The higher the repayment ability, the faster the examination.

5. Personal credit information should be good: when applying for a credit card, cardholders must first check their credit information, and it is best not to have overdue records on personal credit information. The better the credit, the easier it is to issue cards.

Third, which banks can handle card processing

At present, most commercial banks can handle card processing, such as China Merchants Bank, Minsheng Bank, China CITIC Bank, Huaxia Bank, etc., provided that they have held other banks' credit cards for more than half a year.

Some state-owned banks have relatively strict requirements for handling cards by credit card, but it is easy to handle as long as the cardholder has good credit, such as Industrial and Commercial Bank of China. As long as the cardholder has used the original credit card for more than half a year and has good credit, he can apply for another credit card in other banks.

The above is the introduction of how to apply for a credit card as quickly as possible. At present, the credit card is a commonly used payment tool. As long as users have certain repayment ability and meet the requirements of 18 years old, they can apply for a credit card. For users who apply for a credit card for the first time, they can choose a bank with a low application threshold, so the chances of passing the application will be higher.

in special circumstances, you can click the consultation button on the right. The website provides professional lawyers to answer questions, help you solve the repayment problem and let you return to your normal life.