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How to calculate the interest and handling fee when Industrial Bank overdraws cash with Mango Card, such as 200 yuan?
(1) interest: overdraft cash is calculated at the daily interest rate of 0.05% from the overdraft date, and overdraft 200 yuan is calculated at the daily interest rate of 200*0.05%=0. 1 yuan.

(2) Handling fee: Most banks charge a one-time withdrawal fee at this time, which is usually 1% of the withdrawal amount, and the withdrawal fee in 200 yuan is 200 * 1% = 2 yuan. Of course, the withdrawal fees of different banks are different. For example, the Longka Credit Card of CCB charges a handling fee of 0.5% of the cash withdrawal amount, and the minimum 2 yuan (that is, 2 yuan handling fee is charged when the minimum cash withdrawal amount is less than 400 yuan, and 0.5% of the total cash withdrawal amount is charged when it exceeds 400 yuan).

There is a customer service hotline of the bank's credit card on the back of the credit card. If you don't understand the above explanation, you can call the hotline and get a more detailed and accurate answer.