Does the questioner want to ask "What is the interest rate with an annualized interest rate of 9.82, and what is the annual interest rate for an investment of 10,000 yuan?" 982 yuan. Interest is equal to the principal multiplied by the annualized interest rate multiplied by the investment time. If you invest 10,000 yuan and the investment time is 1 year, the interest you will receive is 10,000 times 9.82 percent multiplied by 1, which equals 982 yuan.