Hello, for your first question, starting from June, due to tight money, the price is always the lowest. I also frequently withdraw cash, will this affect my next application? Paying the minimum payment before or on the due date every month is the basic repayment requirement for you to maintain a good credit record.

Outside application will not be affected. If you already hold a credit card from our bank, you can apply again in the following 2 ways:

1. You can enter the credit card application interface on our website and fill it out online. And download and print the application form (don’t forget to sign), and mail it directly to the credit card center together with the newly added application information;

2. Go to any business outlet of China Merchants Bank to apply in person;

CRBT does not have actual validation effect.

In the initial review, the credit card limit is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific limit. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or its equivalent in U.S. dollars, and the upper limit is ￥50,000 yuan or its equivalent in U.S. dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption.

Credit limit adjustment can currently be applied for in two ways:

1. After holding the card for a period of time, you can call our customer service hotline or log in to online banking or call Customer service hotline 4008205555 applies to increase your credit limit. We will apply for you based on your past card use;

2. Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates ( If you have not provided proof of real estate, car ownership, China Merchants Bank savings, etc. before, the relevant departments will re-examine based on your new information.

If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=B&logincmu=0. Thank you for your attention and support!