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What does the value-added service fee of Bank of Communications credit card mean?
The value-added service fee of Bank of Communications credit card refers to the fee charged by Bank of Communications when users enjoy the relevant value-added services after ordering them in official website.

The value-added service of Bank of Communications' credit card is a specific service provided by Bank of Communications to credit card users except basic services, including automatic enjoyment, safe use of the card, worry-free use of the card, credit guarantee and credit guarantee.

1, automatic enjoyment: five types of short messages are provided free of charge, without signing a contract, and intimate reminders are automatically enjoyed, including application process short messages, bank transfer short messages, accounting reminder short messages, card service short messages and operation instruction short messages.

2, peace of mind to enjoy: understand the card through SMS, single pen? Free SMS reminder for consumer transactions above 1500 (inclusive)/$/kloc-0 (inclusive), and free SMS reminder for monthly bills 1 time.

3. Worry-free card use: instant transaction SMS reminder, plus 96-hour card theft protection. The service fee is deducted from 4 yuan/household/month by each household 12 yuan every three months.

4. Credit guarantee: SMS reminder for three repayments+automatic bookkeeping SMS service, free credit certificate and credit accident insurance. The service fee is 3 yuan/household/month, which is deducted by 9 yuan/household every three months.

5. Credit guarantee: send the available points reminder and the upcoming points reminder to the cardholder in the form of SMS, and attach two accident insurance. The charging standard is 6 yuan/household/month, which is deducted at the rate of 18 yuan per household every three months.

Extended data:

According to the terms and conditions of the Bank of Communications Platinum Credit Card Value-added Service Project

1. Value-added services include basic value-added services and optional value-added services. The specific service rules shall be subject to Bank of Communications Credit Card official website.

2. The basic value-added service is a service that all cardholders can enjoy, and its validity period is consistent with the annual fee cycle of Platinum Card. Some basic value-added services are limited in the period of validity. Please refer to the detailed terms and conditions of each service for details.

3. The enjoyment of optional value-added services must be ordered by the cardholder by paying extra fees in cash, and some optional value-added services can be ordered by deducting extra fees through points.

4. When the cardholder orders the optional value-added service, it is deemed that the cardholder authorizes Bank of Communications to deduct the corresponding additional fees from his platinum credit card account, and agrees to abide by the specific terms and usage rules of each service item in the process of using the optional value-added service.

Bank of communications credit card center-value-added service

Bank of Communications Credit Card Center-Terms of Bank of Communications Platinum Credit Card Value-added Service Project