After obtaining the Guilin Bank merchant payment code, you can apply for a Guilin Bank credit card immediately. Guilin Bank Credit Card Application Conditions: Loan targets: citizens aged 18 to 60 with full capacity for civil conduct.

1. Loan limit: After the borrower provides a pledge, mortgage, third-party guarantee recognized by Guilin Commercial Bank or has certain credit qualifications, the bank will determine the borrower's corresponding pledge limit, mortgage limit, guarantee limit or Credit limit. Credit lines and guarantee lines are determined based on the borrower's credit rating.

2. Loan period: The maximum validity period of the mortgage amount is 3 years. The expiration date of the pledge amount shall not exceed the expiration date of the pledge rights, and shall not exceed 5 years at most. Credit lines and guaranteed lines are valid for up to 3 years. The validity period of the credit limit is calculated from the effective date of the loan contract.

3. Loan interest rate: Follow the loan interest rate regulations of Guilin Commercial Bank.

4. Guarantee method: in the form of mortgage, pledge, third-party guarantee or credit approved by Guilin Commercial Bank.