I lost my credit card. If the credit card is lost, in order to ensure the safety of credit card funds, the cardholder can make up for the loss of the credit card, so that the original card can not be used normally. And the new card needs to be activated before it can be used, but both the new card and the old card can be received normally. This situation is only temporary.
There is a risky transaction in the credit card. For example, spending on the ground, spending abroad, and often using different addresses may lead to the transaction control of credit cards, and credit cards may be stopped. At this time, the credit card can only be returned, and you can't spend it by credit card. The bank will call to verify whether it is my consumption. If so, the payment will be cancelled and the card will be restored.
Extended data:
First, the repayment method
In the issuing bank, this method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
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Transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Common online platforms for online repayment in China include UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
Counter repayment refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the host system of UnionPay Trading Center.
Xinfutong Repayment "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.
Repayment Pass uses "Repayment Pass" for repayment, and generally charges fees according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
Second, this situation will lead to the cardholder can only repay the money, but not spend it by credit card. Back to normal, the cardholder needs to submit the disputed transaction consumption voucher before the bank can terminate the payment, otherwise the credit card will never be used.