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How can I use my credit card to withdraw cash through Alipay without being charged a handling fee?
Your question is divided into two parts. First, how to withdraw cash from a credit card through Alipay. Second, how to stage after withdrawal.

1. To apply for more than two Alipay, one of them needs to be authenticated (that is, Alipay can be cashed out to the bank), and then it is recharged to Alipay through a credit card, and then it is paid to another Alipay account with Alipay, and then it is cashed out.

second, after the withdrawal, it is still impossible to make installments, so we can only use the above method before the final repayment date, and then withdraw the cash and return the credit card amount.

Although the above method is feasible, it also has its shortcomings:

First, the bank does not allow the above cash-out behavior. If it is found, it will demand immediate repayment and may cancel the credit line.

furthermore, on AliPay, there are different restrictions on the amount of credit cards that each bank can recharge (daily and monthly). Some credit cards can only recharge several hundred yuan at a time, while others limit the daily amount. . Wait, it's quite troublesome to raise 2 thousand yuan.

Secondly, Alipay does not allow the above-mentioned cash withdrawal behavior (the money recharged with a credit card in an Alipay account cannot be withdrawn directly), and if it is discovered, it will also be frozen.

Finally, if you don't take the trouble to withdraw all the 2, yuan, you still have to withdraw 2, yuan from your credit card again next month and pay back the previous withdrawal. Every month, this behavior is inevitable to be concerned by banks or Alipay, and the risk is getting bigger and bigger.

to add a little, the initial payment fee-free amount of Alipay is about 1, yuan/month, and it is only 2, yuan/month when it arrives in the deposit account.