The application condition of CITIC Bank standard card is that a natural person with civil capacity can apply to the card issuer with his valid certificate. If it is a domestic economic organization, you can apply for a business card.

Other basic information of the card

You can avoid the annual fee if you reach the number of swipes, and the amount is unlimited.

There are points, but the validity period is 1-2 years.

You can withdraw cash. The mobile phone fee for cash withdrawal is charged at 2% of the cash withdrawal amount, and the lowest charge in China is 20 yuan.

The minimum repayment amount is 65438+ 00% of this month's bill, and the daily interest rate is 0.05%. If the repayment amount is lower than the minimum repayment amount, a penalty of 5% of the partial amount shall be paid.

5% of the credit limit can be used for overdraft.

The standard card has a privilege. If the flight is delayed for 2 hours, you can get the flight delay insurance for free, up to 1000 RMB.

This kind of credit card will be in greater demand for friends who often fly. Not only can you get points, but you can also get insurance compensation for flight delays.