A bank lawsuit against an overdue credit card will usually be filed within one week.

The People's Court shall protect the litigants' right to sue in accordance with legal provisions. Prosecutions that meet the conditions must be accepted. If the conditions for prosecution are met, the case shall be filed within seven days and the parties concerned shall be notified. If the case does not meet the conditions for prosecution, a ruling must be made within seven days and the case will not be accepted. If the plaintiff is dissatisfied with the ruling, he may appeal. The People's Court will handle the following lawsuits according to the circumstances: (1) According to the relevant provisions of administrative litigation, if it falls within the scope of administrative litigation, notify the plaintiff to file an administrative lawsuit;

(2) In accordance with the provisions of the law, if both parties reach a written arbitration agreement to apply for arbitration and are not allowed to file a lawsuit in the People's Court, the plaintiff shall be informed to apply for arbitration to an arbitration institution;

(3) In accordance with the provisions of the law, it shall be handled by other agencies If a dispute arises, inform the plaintiff to apply to the relevant authority for settlement;

(4) For cases that do not fall under the jurisdiction of this court, inform the plaintiff to file a lawsuit with the People's Court with jurisdiction;

(5) ) For a case in which a judgment, ruling, or mediation document has become legally effective, and the party sues again, the plaintiff shall be notified to apply for a retrial, except for the People's Court's ruling allowing the withdrawal of the lawsuit;

(6) In accordance with the provisions of the law, within a certain period of time, Cases that are not allowed to be prosecuted within the time limit, and cases that are brought within the time limit for prosecution will not be accepted;

(7) Divorce cases that are not allowed to be divorced and reconciled through mediation, and cases in which adoption relationships are maintained through mediation or mediation , if there are no new circumstances or new reasons, and the plaintiff files another lawsuit within six months, the case will not be accepted.

Legal Basis

"Civil Procedure Law of the People's Republic of China"

Article 119 Prosecution must meet the following conditions:

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(1) The plaintiff is a citizen, legal person or other organization that has a direct interest in the case;

(2) There is a clear defendant;

(3) There is Specific litigation claims, facts and reasons;

(4) It falls within the scope of the people's court to accept civil litigation and the jurisdiction of the people's court subject to the lawsuit. Article 161: When a people's court applies summary procedures to hear a case, it shall conclude the case within three months from the date of filing the case. Article 164 If the party concerned is dissatisfied with the first-instance judgment of the local people's court, he or she has the right to appeal to the higher people's court within 15 days from the date of delivery of the judgment.

If the parties concerned are dissatisfied with the first-instance ruling of the local people's court, they have the right to appeal to the higher people's court within ten days from the date of delivery of the ruling.