Password inquiry = login to China Merchants Bank online banking+online payment confirmation transaction sharing; \x0d\ transaction password = ATM cash withdrawal (cash withdrawal function needs to be enabled)+credit card transaction sharing (credit card encryption function needs to be enabled) \ x0d \ x0d \ About the use of China Merchants Bank's credit card password: \x0d\ 1) After the card is activated, it is only consumed by signature by default. Therefore, the customer service will say "there is no password for credit card consumption" and press any 6 digits on the POS machine. However, since July 2008, China Merchants Bank has added the function of "transaction password". As long as you log in to the online banking or dial the credit card phone for self-service, all transactions on the UnionPay POS machine in the future must use the set "transaction password". \x0d\—— If you want to open it, log in to "Credit Card Online Banking" from China Merchants Bank official website (printed on the back of the card), then enter "Account Management", "Password Management" and then enter the transaction password setting. You can set the transaction password by yourself, and choose whether to enable the cash advance (withdrawal) function and whether to enable the transaction password function. \x0d\\x0d\2) and log in to the online bank to open the online payment function. After opening online payment, there will be credit card payment options when purchasing goods on the website and choosing the payment channel of China Merchants Bank. Just fill in the card number and other information as prompted. Use the "query password" in the column of payment password for verification, and there is no need for transaction password here. \x0d\\x0d\3) Even if the "transaction password" is not set and the card swiping function is enabled, don't worry too much, because China Merchants Bank's credit card has the guarantee of reporting the loss 48 hours before it is reported. In case it is fraudulently used or stolen, you can apply for compensation.