For example, credit card billing installment refers to the function of installment repayment for transactions in RMB or USD accounts, including the installment of unbilled transactions and billed transactions. Hold a personal card of China Merchants Bank credit card and have a good record of using the card. You can try to handle the bill installment business. Customers who only hold business cards, business cards, shopping cards, security cards or supplementary cards cannot apply for bill installment for the time being. The final installment application result is subject to the comprehensive evaluation of the credit card center.
(reply time: 65438+20201October 3rd. Please refer to the latest business changes announced by China Merchants Bank in official website).
What is credit card billing installment?
For example, credit card billing installment refers to the function of installment repayment for transactions in RMB or USD accounts, including the installment of unbilled transactions and billed transactions. Hold a personal card of China Merchants Bank credit card and have a good record of using the card. You can try to handle the bill installment business. Customers who only hold business cards, business cards, shopping cards, security cards or supplementary cards cannot apply for bill installment for the time being. The final installment application result is subject to the comprehensive evaluation of the credit card center.
(Response time: 65438+20201October 3rd. Please refer to the latest business changes announced by China Merchants Bank in official website).
What does credit card billing mean by installment?
All issuers can basically support this staging method, and the application is simple. Users only need to apply to the issuing bank for installment by phone after spending their credit cards and before sending monthly bills. However, it should be noted that banks will stipulate some special circumstances, such as speculative credit cards can not be successful in installments.
Extended data
Credit card installment payment refers to the business that when a cardholder uses a credit card to make a large amount of consumption, the issuing bank pays the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deducts the consumption funds from the cardholder's credit card account in stages according to the cardholder's application, and the cardholder repays the money according to the monthly recorded amount.
Most domestic banks have credit card installment business. Installment payment is generally divided into POS installment, "mail order installment" and bill installment according to different occasions.
References:
Baidu encyclopedia-credit card
What do you mean by installment?
Installment payment is a payment method for purchasing goods and services.
PayByLnstallments are mostly used for some product transactions with long production cycle and high cost. Such as the export of complete sets of equipment, large vehicles and heavy machinery and equipment. Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.
Installment payment was developed after the Second World War. At first, it was limited to buying ordinary daily goods or services. Later, with the rapid development of productivity, the scale of industrial and agricultural production is expanding day by day, and the required expenses are increasing day by day. In addition, with the development of bank credit, the field of installment payment has expanded to enterprises that buy large machinery and equipment and raw materials.
What is credit card billing installment?
The billing installment of China Merchants Bank's credit card refers to the function of installment repayment for transactions in RMB or USD accounts, including the installment of unbilled transactions and billed transactions. Hold a personal card of China Merchants Bank credit card and have a good record of using the card. You can try to handle the bill installment business. Customers who only hold business cards, business cards, shopping cards, security cards or supplementary cards cannot apply for bill installment for the time being. The final installment application result is subject to the comprehensive evaluation of the credit card center.
The following channels can try to apply for bill installment:
1. After logging into Pocket Life, click "Card". Finance → Consumption Staging → Transaction Staging ". When applying, the system defaults to the maximum installment amount, and you can modify it without checking it. After selecting the number of periods, click "Preview Order" and submit the application.
2. The main cardholder needs to reserve the mobile phone number in the Credit Card Center of China Merchants Bank to send SMS. (Click here to view web links and web links);
3. Log in to the popular version or professional version, and click "installment financing"-"bill installment-issued account"/"bill installment-unissued account"-"installment application" in the credit card interface;
4. After logging in to mobile banking or clicking "My → All → Credit Card → installment financing";
5. Call the credit card customer service hotline, and then directly tell you the business you need to handle, and you can apply.
(Response time: 65438+20201October 4th. Please refer to China Merchants Bank (official website) for the latest business changes.
What is credit card billing installment?
Credit card bill installment is the installment payment service provided by China Bank for credit card holders, who can repay the current bill arrears in installments. The installment of the bill requires that 90% of your new bill consumption be greater than or equal to 300 yuan RMB/100 USD /8000 JPY /600 HKD /80 GBP/100 AUD. After the bill is generated, it should be handled two days before the due repayment date.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
That's all for the introduction of what credit card bills mean by installments.