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Is the credit card issued by Baixinghui reliable? The salesperson said that the points are also low. Has anyone experienced this?

There is no charge for applying for a card at the bank counter or online on the bank's official website. All third-party card application institutions charge fees.

There have been many cases of fees being defrauded. It depends on whether you believe it or not. If it were me, I wouldn’t choose a third-party institution to apply for a card;

1. The bank itself doesn’t charge for applying for a card, so why should I waste this money;

2. All third-party institutions are They lure others with the slogan of absolute card purchase and high limit;

3. These scammers first defraud you of the card application fee, and then come to you in a few days to review the card fee, and finally say that they want to activate it. You still need to pay a sum of money to get a card, and there are many charges;

In the end, you can't get any card. Not only can't you get the card, but your own identity information has been defrauded.

So I said so much, you can take care of it. Have a happy life!